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Real Yield Token Overview
Circulating Supply
5 RYT
Real Yield Token News
CN2
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About Real Yield Token
Real Yield Token (RYT) is a tokenised share of a regulated USD money market fund, backed one-to-one by assets custodied at Standard Chartered Bank. It enables instant blockchain-based subscription and redemption, with yield accruing directly through net asset value growth. Issued by Solowin Digital Horizon SP and managed in partnership with Solomon Global Asset Management, Ogier Global, and Ocean Securities, RYT combines compliance, security, and blockchain composability.
RYT is structured as an ERC-20 compatible token that integrates with DeFi protocols. It is fully backed one-to-one by fund shares and is non-rebasing, so the token quantity in investor wallets does not change. Instead, yield accrues through daily increases in net asset value. Investors therefore experience returns simply by holding the token, without separate distribution of interest. The token can be used as collateral, supplied to liquidity pools, or held in DAO treasuries while maintaining exposure to regulated money market yields. To preserve compliance, RYT is available only to accredited investors who pass know-your-customer and anti-money laundering checks. Transfers are restricted at the smart contract level to whitelisted wallets, ensuring that only verified participants can mint or redeem tokens. Subscriptions and redemptions are handled through an atomic swap mechanism. Investors send USDC to mint RYT or redeem RYT for USDC, with instant on-chain settlement provided by Ocean Securities, the project’s liquidity provider. The underlying fund subscription or redemption is processed in the background through Solowin’s Standard Chartered account.
RYT operates through a layered architecture that combines blockchain contracts with traditional custody and administration. Standard Chartered Bank holds the underlying fund shares, acts as transfer agent, and oversees reconciliation. On chain, an MPC-controlled treasury wallet manages pre-minted RYT tokens and liquidity reserves in USDC. The Liquidity Teller smart contract handles minting and redemption at the current net asset value provided by a daily NAV oracle. Redemption and subscription are atomic, meaning that both token and cash legs of the transaction complete together or not at all. This eliminates settlement risk. Safeguards include multi-signature approvals for treasury operations, price deviation alerts, clawback functions to maintain one-to-one backing, and audited smart contracts. According to the diagrams on pages 7 and 8 of the whitepaper, subscription and redemption flows move seamlessly between investors, Solowin’s accounts, the ChinaAMC fund, and on-chain liquidity, keeping token supply aligned with fund holdings at all times.
RYT was developed by Solowin Digital Horizon SP, part of the Solomon Global Select Fund SPC, in partnership with Standard Chartered Bank through its Libeara tokenisation platform. The investment manager is Solomon Global Asset Management Limited, with Ogier Global serving as fund administrator.
Real Yield Token Markets
CN2
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Real Yield Token Platforms
CN2
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