Singapore has moved decisively in recent years to modernize its financial infrastructure, prioritizing frameworks that encourage both innovation and compatibility with existing systems. Among the most important steps has been its adoption of ISO 20022 , the global messaging standard increasingly recognized as the foundation for the next generation of cross-border payments.
Ripple and ISO 20022 SMQKE (@SMQKEDQG), a prominent crypto researcher, posted about this development in connection with Ripple. He shared an image stating that “Singapore’s alignment with ISO 20022, the same messaging standard supported by Ripple, facilitates interoperability that legacy systems like Swift have long dominated.
” The post also highlighted that “Ripple achieves this with near-instant transactions, making it a potentially superior alternative for time-sensitive cross-border transfers. ” This places Ripple directly within the conversation on interoperability and speed, reinforcing the case for XRP as a practical solution where established systems have limitations.
SINGAPORE’S ALIGNMENT WITH ISO 20022 UNLOCKS INTEROPERABILITY WITH RIPPLE “Moreover, Singapore's alignment with ISO 20022, the same messaging standard supported by Ripple, facilitates interoperability that legacy systems like Swift have long dominated. However, Ripple… pic.
twitter. com/4UhKyJyBJu — SMQKE (@SMQKEDQG) September 18, 2025 Why This Matters for Ripple and XRP ISO 20022 enables financial institutions to communicate with greater clarity and precision, reducing errors and improving settlement efficiency.
SWIFT, the traditional intermediary for global payments, has long dominated this space but has faced criticism for slow and costly processes. Ripple’s support of the same standard means it can integrate with legacy networks while offering near-instant settlement as a competitive differentiator.
This creates new momentum for XRP, which functions as a bridge asset within Ripple’s ecosystem. The ability to align with standards while surpassing them in speed gives the cryptocurrency a clearer role in addressing cross-border liquidity needs.
The message shared by SMQKE reflects this opportunity, presenting Ripple’s approach as both forward-looking and firmly anchored in existing compliance structures. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Singapore’s Position in the Global Landscape Singapore’s adoption of ISO 20022 demonstrates its broader strategy of staying at the forefront of financial technology.
By choosing a standard that Ripple already supports, the country provides a platform for faster settlement systems to prove their value under recognized regulatory and operational conditions. This positions Singapore as a hub where legacy institutions and newer technologies can interact seamlessly.
The move also represents the increasing importance of jurisdictions that set clear rules for digital financial services. Singapore’s regulatory clarity reduces barriers for companies like Ripple to demonstrate their advantages, contrasting with regions where uncertainty still slows adoption.
For XRP, this means an environment where its role as a liquidity solution in cross-border payments can gain further traction. Disclaimer : This content is meant to inform and should not be considered financial advice.
The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions.
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