Ripple (XRP) Aligns With SWIFT and WISE for This Notable Solution

In the rapidly evolving realm of cross-border payments, a significant shift is ￰0￱ latest research from TCS BaNCS, as surfaced by practitioner commentary on BankXRP’s post, reveals how blockchain rails are entering the mainstream alongside legacy ￰1￱ Driving Forces Behind Multi-Rail Payments According to TCS BaNCS Research Journal Issue 16, payment volumes are hyper-growing, clearing standards are tightening, and digital rails are ￰2￱ face pressure to reduce costs, improve speed, and enhance visibility for cross-border ￰3￱ correspondent-banking models no longer suffice. Moreover, compliance mandates like ISO 20022 migration further motivate the ￰4￱ BaNCS Research Journal “Issue 16”highlights @Ripple as part of its multi-rail cross-border payments framework, integrated via API alongside SWIFT, WISE, and DLT ￰5￱ reflects growing institutional alignment toward interoperable, blockchain-enabled settlement… ￰6￱ — 𝗕𝗮𝗻𝗸XRP (@BankXRP) November 2, 2025 Architecture of Interoperability The journal section entitled “Multiple Payment Rails” sets out how BaNCS supports multiple rails through an orchestrated micro-services ￰7￱ central services (beneficiary master, clearing directory, routing rules) and APIs, the system enables payments via SWIFT, SEPA, fintech rails (such as Wise), and DLT/Blockchain ￰8￱ stack also integrates the blockchain-gateway solution Quartz, which manages custody, transaction processing, and connectivity to public ￰9￱ XRP Fits In