XRP Price Prediction: Analysts Point to Critical Fibonacci Zone As XRP Stalls Around $2.60 – Is a Crash or a Moonshot Next?

XRP price prediction shows that the Ripple token is at a critical Fibonacci zone after completing an impulsive wave that peaked around $2.66, followed by a corrective ￰0￱ participants are now bracing for either a crash back to the demand zone around $2.50 or a moonshot above the 78.6% Fibonacci level at $2.6552. Market data shows that XRP has been oscillating within a demand zone between approximately $2.56 and $2.61, which represents the 38.2% to 100% Fibonacci retracement levels Analysts also point to a forming ascending trendline projecting toward $2.63-$2.65, suggesting bullish momentum is building, which can pave the way for a potential ￰1￱ Union Chooses Solana Over XRP However, a recent announcement that Western Union, the world’s largest money transfer business, has chosen Solana over XRP as its payment settlement blockchain has cast doubt on the adoption of Ripple’s long-marketed use ￰2￱ Union spent years testing Ripple’s technology, even running pilots with XRP for cross-border payments dating back to ￰3￱ a decade of experimenting, Western Union CEO Devin McGranahan said yesterday that they looked at everything, “speed, cost, reliability, and one chain came out on top: Solana.” "For 175 years, we've been connecting people, moving $150 billion a ￰4￱ assets is the next ￰5￱ looked at alternatives, and came to the conclusion that Solana was the right choice." – Devin McGranahan, CEO, Western Union ￰6￱ — Solana (@solana) October 28, 2025 If one of the world’s oldest payment networks (over 170 years old) is going blockchain-native and Ripple, which has always tagged itself as the blockchain for institutions , is missing out on this crucial spot, it’s worth causing XRP holders to rethink their ￰7￱ TD (Tom DeMark) Sequential , which has been remarkably accurate at spotting XRP trend reversals over the past three months, is now flashing a sell ￰8￱ TD Sequential has been remarkably accurate at spotting $XRP trend reversals over the past three ￰9￱ now flashes a sell signal! ￰10￱ — Ali (@ali_charts) October 29, 2025 XRP price prediction: Ascending Channel Eyes 12% Rally to $3.32 However, the XRP/USD 4-hour chart reveals a clear ascending channel marked by black trendlines, with XRP riding this bullish structure consistently since the sharp recovery from the October 11th capitulation bottom near $2.15.

The recent price action displays a rising wedge pattern near the upper boundary of the ascending channel, which typically suggests weakening momentum despite the continued upward bias.