The year 2025 is becoming a turning point for defi crypto projects that combine real utility with steady user 2 of short-term hype, investors now look for working products, real cash flow, and transparent 3 Finance (MUTM) stands out in this 4 is built for lending, borrowing, and staking, with token rewards that come directly from platform 5 analysts expect its token to reach $0.60 by 2026. Let’s see how this number makes sense by looking at its presale progress, platform design, and the math that supports this bold 6 Early Entry to Major Gains Mutuum Finance (MUTM) is now in Presale Phase 6, and this stage is proving to be a strong validation of community 7 project has already raised about $18.50 million across earlier 8 token in this phase is priced at $0.035, and about 87% of the 170M tokens in this round are already 9 are now more than 17,800 10 this phase ends, the next price point will move to $0.040, a 15% 11 listing target sits at $0.06, giving new investors a clear short-term upside in value even before the platform goes 12 leaderboard feature is already active, giving $500 in MUTM daily to the top user, which resets every 24 13 understand how value builds over time, take a simple investor 14 Phase 1, one early supporter invested $2,500 worth of BTC when MUTM was priced at $0.01.
That gave them 250,000 15 Phase 6, with the token now priced at $0.035, that holding is already valued at $8,750—a gain of 250%. At the time of listing, with the target price of $0.06, that same position will grow to $15,000 in 16 2026, as the full product ecosystem expands and usage surges, analysts see the price reaching $0.60. That turns the original $2,500 into $150,000, showing a 60× growth based on platform fundamentals, not mere 17 makes this projection credible is how Mutuum Finance (MUTM) ties token demand directly to protocol 18 project is not built around one single 19 combines dual lending models, a buy-and-distribute reward system, and a structured roadmap where technical milestones line up with market 20 Lending Models, Real Yield & Rewards Backed by Platform Revenue Mutuum Finance (MUTM) introduces two lending layers: P2C (Peer-to-Contract) and P2P (Peer-to-Peer).
The P2C model allows users to supply assets like USDT or ETH into audited 21 a user deposits $15,000 USDT, they receive mtUSDT in return, one for 22 an expected average annual yield of 15%, this lender will earn $2,250 in passive income over a 23 gain from this system too. A user who locks $1,200 worth of ETH as collateral can borrow up to 87% of that value, gaining liquidity without selling their 24 P2P layer adds flexibility for risk-tolerant 25 supports higher-risk assets like FLOKI, or 26 this setup, both sides agree on terms directly. A lender willing to take higher exposure can earn greater returns, while the protocol keeps such arrangements isolated from its main liquidity 27 structure allows Mutuum Finance (MUTM) to serve both conservative and adventurous investors inside the same ecosystem.
A key part of the Mutuum Finance (MUTM) model is how revenue flows back to its users. A portion of the platform’s fees and interest income will be used to buy MUTM tokens from the open market and then distribute them to mtToken 28 more lending and borrowing activity happens on the platform, the more MUTM tokens will circulate as 29 mechanism creates a natural connection between platform growth and token 30 who support liquidity will keep earning, while the open-market buybacks will ensure demand stays linked to real user 31 Milestones Driving Long-Term Value The development path of Mutuum Finance (MUTM) shows a clear and disciplined 32 the fourth quarter of 2025, the V1 of the protocol will go live on Sepolia Testnet, running the first technical proof of 33 features such as liquidity pools, mtToken issuance, debt tokens, and automated liquidator bots will be tested 34 launch, users will be able to lend and borrow assets using ETH or USDT as 35 that, the beta launch on the mainnet will invite early users to test the full experience with real assets and live 36 these two stages are complete, the full launch will align with the token’s exchange 37 synchronized approach will let new investors use their tokens for actual platform utility from day 38 Finance (MUTM) also prepares safety parameters for every 39 and ETH will have higher Loan-to-Value limits—up to 87%—while volatile tokens will have tighter 40 collateral value drops below a set threshold, automated liquidations will protect the 41 keeps liquidity stable and ensures lenders stay safe even during market 42 project the MUTM token to climb from $0.035 to $0.04 in the next presale phase, then to $0.06 upon listing, and as high as $0.60 by 2026 as adoption 43 6 is already 87% sold, which means this is the final window to buy at the current discounted 44 its dual lending model, real defi crypto utility, transparent reward structure, and active leaderboard system, Mutuum Finance (MUTM) continues to attract strong crypto investing 45 investors who value early positioning, this phase remains the most strategic entry before the next 15% price 46 more information about Mutuum Finance (MUTM) visit the links below: Website: 0 Linktree: 1 Disclaimer: This is a sponsored article and is for informational purposes 47 does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.
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