Ripple CTO Indirectly Says $1,000,000 per XRP Is More Realistic Than $1

A growing discussion within the XRP community is challenging one of crypto’s longest-standing beliefs — that a lower token price is better for ￰0￱ bold idea, now circulating widely on X, suggests that a higher price per XRP could actually enhance its efficiency as a global settlement ￰1￱ theory has reignited debate across the industry, especially after Ripple’s Chief Technology Officer, David Schwartz , once again emphasized the importance of liquidity over low pricing — a point recently highlighted by ￰2￱ the Value of “Expensive” Tokens While many investors assume cheaper tokens are easier for institutions to adopt, Schwartz’s logic turns that assumption upside ￰3￱ argues that the success of XRP as a bridge currency isn’t about affordability but liquidity.

A higher token price means fewer XRP are needed to settle large payments — and fewer trades are required to move substantial ￰4￱ CTO David Schwartz claims $1,000,000 per #XRP is actually more realistic than $1! ￰5￱ — CryptoSensei (@Crypt0Senseii) October 17, 2025 In simpler terms, if a single XRP is worth more, each transaction commands greater monetary power without straining the ￰6￱ minimizes slippage — the price movement caused when large buy or sell orders impact the ￰7￱ result is a more stable, cost-effective payment process, especially for banks and financial institutions handling millions of dollars in cross-border ￰8￱ Liquidity Connection: Why Higher Prices Matter According to Schwartz, the practicality of using XRP for high-value transfers is directly linked to its market ￰9￱ trying to buy a house worth $1 million using Bitcoin when it traded at $100 — you’d need 10,000 BTC, and the act of purchasing that much would dramatically move the market ￰10￱ when Bitcoin trades above $10,000, that same transaction only requires 100 BTC, creating minimal market ￰11￱ applied this same principle to ￰12￱ explained that the price of the XRP required to make a $1 million payment will always equal $1 million in value — the difference is how efficiently the transaction ￰13￱ he and CryptoSensei emphasized, higher prices correlate with higher liquidity, which in turn lowers transaction costs and enables faster ￰14￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Addressing the “Banks Want It Cheap” Argument A common misconception among XRP skeptics is that banks would prefer XRP to stay inexpensive so they can buy more of it.

However, institutional players are not seeking bargain prices — they want predictable, liquid markets that allow them to move large sums without ￰15￱ XRP were too cheap , any attempt by banks to source large amounts for settlement would cause massive price swings, defeating the purpose of ￰16￱ contrast, a higher valuation allows for deeper liquidity pools and smoother execution. Therefore, a stronger XRP price could actually make it more attractive to institutional users, not ￰17￱ Broader Implications for XRP’s Future While Schwartz’s logic does not predict an exact price target, his reasoning — spotlighted by CryptoSensei — suggests that for XRP to serve as a global settlement instrument, its value must rise ￰18￱ is not about speculation but about practical functionality in a high-volume financial ￰19￱ essence, the Ripple CTO is saying that $1 per XRP is far less realistic for global liquidity than a much higher figure — even one as staggering as $1,000,000.

The takeaway is clear: liquidity drives utility, and in the world of cross-border payments, a higher-priced XRP could be the key to cheaper, faster, and more efficient global ￰20￱ : This content is meant to inform and should not be considered financial ￰21￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰22￱ are urged to do in-depth research before making any investment ￰23￱ action taken by the reader is strictly at their own ￰24￱ Tabloid is not responsible for any financial ￰25￱ us on Twitter , Facebook , Telegram , and Google News