New Cryptocurrency Mutuum Finance (MUTM) Raises $15.8M as Phase 6 Reaches 40%

Dubai, UAE, September 16th, 2025, Chainwire Mutuum Finance (MUTM) is a recent entrant in a market dominated by projects that have been trading for ￰2￱ in a short span, it has attracted strong attention, raising more than $15.8 million and onboarding over 16,300 ￰3￱ signals a straightforward plan carried by real product work, not ￰4￱ is Mutuum Finance (MUTM) Mutuum Finance might look like just another ￰5￱ reality, it’s building a fully decentralised lending-and-borrowing platform, launching first on Ethereum with plans to expand to additional ￰6￱ aim is simple: allow anyone the chance earn yield on idle crypto or unlock liquidity against their holdings—without giving up custody or dealing with ￰7￱ practice, that means a long-term ETH holder can borrow USDT against their ETH, keep their position intact, and regain full access to the collateral once the loan is ￰8￱ platform’s primary asset is MUTM, an ERC-20 token on Ethereum with a fixed supply of 4 ￰9￱ to 45% is available in a multi-phase presale at tiered, discounted ￰10￱ MUTM, the team also plans an over-collateralised USD-pegged stablecoin to deepen on-platform liquidity and ￰11￱ time Mutuum Finance advances to a new presale phase, the token price steps up—so the current $0.035 entry in Phase 6 won’t be around for ￰12￱ who joined in Phase 1 at $0.01 have already enjoyed gains of roughly 250%.

Buying at today’s $0.035 can be potentially favorable for users, before the planned listing price is $0.06. Two Market Design: P2C and P2P Mutuum’s loan layer runs on two complementary markets, giving users a choice between instant, pooled liquidity and fully bespoke deals. Peer-to-Contract (P2C) In the P2C venue, suppliers place assets into a shared smart-contract ￰13￱ tap the same pool on demand, with rates adjusting dynamically as utilisation ￰14￱ liquidity is collective, execution is near-instant and yields update in real time—well suited to major assets like ETH or USDC. Peer-to-Peer (P2P) The P2P market is built for custom ￰15￱ and borrowers post offers and agree on the asset, size, duration, collateral ratio and rate before locking ￰16￱ loan is isolated in its own vault, so one agreement never affects ￰17￱ structure makes P2P a natural fit for niche tokens, fixed-rate lending, and tailored durations that don’t neatly fit a public pool.

Together, these two markets let Mutuum serve both hands-off lenders seeking straightforward yield and advanced users who want granular control over risk, term, and ￰18￱ Mutuum Finance: How Lending Meets Borrowing Mutuum Finance runs a simple idea at scale: the same engine serves two ￰19￱ power the system; borrowing pays for that ￰20￱ happens on-chain through smart contracts, so funds stay in the user’s control from start to ￰21￱ lenders, the flow is ￰22￱ an asset—USDC, for example—and the protocol issues mtTokens that represent the user's ￰23￱ mtTokens automatically accrue interest and can be redeemed 1:1 for the underlying asset plus yield whenever a user is ￰24￱ they’re standardised receipts, users can also move them around the DeFi ￰25￱ take the opposite ￰26￱ unlock liquidity, they post approved collateral worth more than the amount they ￰27￱ accrues in real time; once principal and interest are repaid, the smart contract releases the collateral ￰28￱ over-collateralised design is what lets users access credit without selling their holdings or handing over personal ￰29￱ to Expect Next Mutuum Finance’s next chapter is about shipping ￰30￱ Phase 1 of the roadmap delivered, the team is focused on finalizing the core lending engine and moving modules into public testnet—where developers and the community can trial real flows while independent auditors review each ￰31￱ goal: bring the platform online alongside the MUTM token so utility is live from day ￰32￱ launch, the roadmap points to a cost-efficient Layer-2 rollout, an over-collateralised USD-pegged stablecoin to deepen liquidity, and a buy-and-distribute program that uses protocol revenue to purchase MUTM for distribution to ￰33￱ with the dual-market design (P2C for instant liquidity, P2P for custom terms), these steps are meant to turn early traction into durable ￰34￱ Mutuum Finance Mutuum Finance (MUTM) is a decentralised lending-and-borrowing protocol on Ethereum that pairs instant pooled liquidity (P2C) with bespoke P2P ￰35￱ can earn on idle assets or borrow against their holdings while keeping full ￰36￱ more information about Mutuum Finance (MUTM) visit the links below: Website: ￰0￱ Linktree: ￰1￱ Contact ￰37￱ contact@mutuum.

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