BullRunners (@BullrunnersHQ), a crypto YouTuber and analyst, recently shared a video on X offering insights into borrowing strategies with XRP as 0 remarks focused on practical considerations for those weighing lending options online, particularly around managing risks of volatility and platform 1 to him, “Don’t put all your eggs in one basket.” He explained that borrowers should consider spreading large loan amounts across multiple platforms and family 2 so, he argued, reduces counterparty risk and allows greater flexibility across loan 3 perspective is grounded in the understanding that no lending platform, regardless of its reputation, is without 4 TIP FOR BORROWING #XRP LOANS 5 — BULLRUNNERS (@BullrunnersHQ) August 30, 2025 Key Risks Identified BullRunners pointed to liquidation risk as the foremost issue for 6 noted that if XRP’s price declines significantly and the loan-to-value (LTV) ratio rises beyond a platform’s threshold, the collateral is automatically liquidated to cover the 7 reminded viewers that such mechanisms are built into lending systems and can have severe consequences for borrowers who do not plan 8 costs also formed part of his 9 stated that loans backed by XRP “typically run 8 to roughly 13% annually,” a figure that can substantially affect repayment 10 addition, he highlighted custody risk, warning that trusting a third party with digital assets requires close attention to security, insurance coverage, and a proven track record in custody and handling large 11 Approaches to LTV In offering practical guidance, BullRunners recommended that first-time borrowers start with a conservative loan-to-value 12 suggested “35%, 30%, or even 25%,” noting that lower ratios provide more breathing room in case of extreme market 13 no ratio can fully eliminate liquidation risk, especially in the event of a black swan crash, his advice emphasized measured exposure over aggressive 14 are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 This cautionary approach aligns with the broader reality of cryptocurrency markets, where significant price swings are 15 who adopt lower-risk LTV strategies may find themselves better positioned to endure sudden downturns without facing forced liquidations.
XRP’s Expanding Role in Finance While the video focused on lending strategies, XRP’s role as a collateral asset is also tied to its growing utility and 16 digital asset continues to find use cases in cross-border payments, institutional partnerships, and integration into emerging decentralized finance 17 established position within payment networks and enterprise-grade solutions contributes to the willingness of lending platforms and family offices to accept it as 18 : This content is meant to inform and should not be considered financial 19 views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s 20 are advised to conduct thorough research before making any investment 21 action taken by the reader is strictly at their own 22 Tabloid is not responsible for any financial 23 us on X , Facebook , Telegram , and Google News
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