Did SWIFT Just Eat Ripple’s Lunch? Here’s the Latest

A quiet but powerful shift is brewing in the global payments ￰0￱ years, blockchain enthusiasts imagined a day when legacy financial networks would embrace on-chain settlement. Now, the world’s largest interbank messaging system appears to be testing that very idea—potentially reshaping the landscape that Ripple has spent more than a decade trying to dominate. A Surprise Pilot That Turned Heads A post on X by CryptosRus drew widespread attention to reports that SWIFT is piloting blockchain settlement on Linea, an Ethereum Layer-2 developed by ￰1￱ reputable sources confirm that SWIFT is experimenting with combining its trusted messaging network with atomic, on-chain settlement and stablecoin ￰2￱ successful, the move would mark a historic step for the $150 trillion cross-border payments giant, one that could redefine how banks settle international ￰3￱ That Reframes the Competition SWIFT handles an estimated $150 trillion in global transactions each ￰4￱ a 1% migration of that traffic to on-chain settlement represents roughly $1.5 trillion in flows—far eclipsing the $27.6 trillion total stablecoin payments recorded in ￰5￱ SWIFT JUST EAT RIPPLE’S LUNCH? @Ripple spent a decade competing with ￰6￱ SWIFT just leveled ￰7￱ $150 TRILLION payments giant is piloting blockchain settlement on ETH's L2 Linea ($LINEA).

Even 1% of SWIFT volume = $1.5T on-chain flows – that’s bigger than ALL… ￰8￱ — CryptosRus (@CryptosR_Us) September 26, 2025 These figures illustrate why market watchers are riveted: a pilot of this magnitude could dwarf the combined activity of the entire existing stablecoin ￰9￱ It Means for Ripple Ripple built its brand by offering a faster, cheaper alternative to SWIFT’s traditional messaging ￰10￱ XRP Ledger enables on-demand liquidity and near-instant settlement, sidestepping costly nostro/vostro ￰11￱ a SWIFT move into blockchain doesn’t automatically spell doom for ￰12￱ Roles: SWIFT is primarily a messaging cooperative, while Ripple provides both messaging and liquidity ￰13￱ Expansion: If major banks grow comfortable with tokenized settlement because of SWIFT’s pilot, the overall market for blockchain payments could expand—leaving room for Ripple to capture new ￰14￱ than a knockout punch, SWIFT’s experiment is a direct competitive test of Ripple’s long-standing thesis: that blockchain can transform cross-border ￰15￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 XRP Price Action Remains Resilient Despite the headlines, XRP is trading around $2.79 as of report time, showing resilience after a week of modest ￰16￱ indicators suggest ongoing short-term volatility, but analysts have not linked any sudden price moves to the SWIFT ￰17￱ continue to monitor exchange flows, on-chain volume, and broader market sentiment to gauge whether SWIFT’s pilot will have a tangible impact on XRP ￰18￱ Bottom Line The question—Did SWIFT just eat Ripple’s lunch?—captures the drama but oversimplifies the ￰19￱ experimenting with Ethereum’s Linea network is the strongest institutional validation yet for on-chain settlement, but it is not the end of Ripple’s ￰20￱ next phase depends on concrete results: which banks participate, whether SWIFT adopts an interoperable settlement token, and how Ripple positions its own technology to stay ￰21￱ now, CryptosRus’ post has highlighted a critical turning ￰22￱ it becomes a decisive shift or merely a shared milestone for the entire blockchain payments sector remains to be ￰23￱ : This content is meant to inform and should not be considered financial ￰24￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰25￱ are urged to do in-depth research before making any investment ￰26￱ action taken by the reader is strictly at their own ￰27￱ Tabloid is not responsible for any financial ￰28￱ us on Twitter , Facebook , Telegram , and Google News