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October 22, 2025Coinpaper logoCoinpaper

Banking’s New Bridge: Why XRP Is Leading the Charge as Fed Eyes Payment Accounts for Fintech and Crypto Revolution

XRP Transforms Into Global Banking Bridge According to Xaif Crypto, a leading Germany-based analyst has declared that XRP is no longer “just a coin.” The cryptocurrency, long recognized for its speed and efficiency in cross-border payments, is now being positioned as a foundational bridge layer for global banking. Therefore, this transformation signals a major shift in how financial institutions may leverage blockchain technology to streamline liquidity and ￰0￱ the heart of this evolution is Ripple’s GTreasury Management ￰1￱ deployed in over 13,000 banks worldwide, GTreasury has established a proven track record in simplifying treasury operations, reducing settlement times, and enhancing liquidity ￰2￱ software’s widespread adoption has drawn attention from institutional players seeking reliable, scalable blockchain solutions.

Ripple’s $1B recent GTreasury acquisition accelerates its expansion, enhancing banks’ ability to manage digital assets while seamlessly connecting with traditional financial ￰3￱ a result, the German analyst highlights XRP’s emerging role as a bridge between legacy banking and blockchain, promising faster, cheaper cross-border ￰4￱ Fed’s Bold Move: Payment Accounts for Fintech and Crypto — A Game-Changer for $XRP According to renowned market analyst X Finance Bull, the Federal Reserve is exploring the creation of “payment accounts” for fintech and cryptocurrency firms. Therefore, this announcement is a seismic shift in the ￰5￱ landscape, signaling that digital assets are no longer on the fringes, they are moving closer to the heart of the banking system.

Notably, the potential impact on XRP is ￰6￱ Ripple’s native asset and a proven bridge between traditional finance and blockchain, XRP stands to play a pivotal role if the Fed integrates fintech and crypto into ￰7￱ a result, X Finance Bull views this as a key inflection point, XRP could evolve from a high-speed settlement token into a central pillar of the ￰8￱ system. Furthermore, the analyst calls this “super bullish for $XRP.” As XRP bridges traditional banking and crypto networks, digital assets are shifting from speculative investments to essential financial ￰9￱ stands to gain institutional demand, stronger liquidity, and greater regulatory influence, key drivers of market ￰10￱ With widespread adoption in thousands of banks, strategic acquisitions, and a strong focus on regulatory compliance, XRP is set to become the essential bridge linking traditional finance with blockchain’s speed, efficiency, and ￰11￱ the other hand, the Fed’s exploration of payment accounts for fintech and crypto firms signals a historic shift in ￰12￱ XRP, this isn’t just bullish, it positions the token as a key bridge linking traditional banking with the digital economy.

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