AI Models Forecast Where XRP Could Trade by the End of 2025

Artificial intelligence platforms ChatGPT and Google Gemini have shared projections for where XRP might stand by December 2025, taking into account several potential catalysts for Ripple and its native ￰0￱ is currently navigating a series of major initiatives that could significantly affect XRP’s ￰1￱ of the most closely watched is the potential approval of a U. S.-based spot exchange-traded fund (ETF) for ￰2￱ market Polymarket assigns a 91% probability that regulators will authorize at least one ETF before the year ￰3￱ addition, Ripple has applied for a national bank charter in the United ￰4￱ filing, made in July, is now under review by the Office of the Comptroller of the Currency, with a decision expected by late ￰5￱ this charter would allow Ripple to operate more directly within the country’s regulated banking ￰6￱ company is also expanding ￰7￱ recent weeks, Ripple has formed partnerships with African fintech firms, including Chipper Cash, VALR, and Yellow Card, to advance cross-border payment solutions using RLUSD, its U.

S. dollar-backed ￰8￱ has quickly gained traction, with its market capitalization surpassing $700 ￰9￱ many RLUSD transfers are settled through the XRP Ledger, its growing adoption indirectly increases XRP’s utility. ChatGPT’s Forecast for December 2025 At present, XRP is priced at $2.84 , with a market capitalization of about $169 ￰10￱ about its potential price by the end of 2025, ChatGPT outlined several possibilities based on different ￰11￱ a conservative case, if ETF approval moves forward but the bank charter is delayed, ChatGPT expects XRP could climb to a range of $5 to $7. This would represent an increase of roughly 80% to 150% from current ￰12￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Should both the ETF and bank charter receive approval while RLUSD adoption continues to rise, the model projects a stronger outcome, with XRP advancing to between $10 and $15.

This scenario would imply a market capitalization approaching $600 ￰13￱ the most optimistic assumptions, where institutional and retail demand accelerate together, ChatGPT believes XRP could even exceed $20 in a speculative ￰14￱ Gemini’s Perspective Google Gemini offered a more cautious ￰15￱ to its assessment, an ETF approval alone could lift XRP by about 60%, placing the token near $4.48. If Ripple also secures the bank charter, Gemini foresees an additional 20% to 25% increase, bringing XRP into the $5.38 to $5.60 ￰16￱ sustained growth in RLUSD adoption and strategic partnerships, Gemini concludes the year-end price could settle between $5.65 and $6.16.

While these projections highlight the potential impact of upcoming events, both platforms stressed that the figures are ￰17￱ conditions, regulatory outcomes, and adoption rates remain uncertain, and there is no guarantee XRP will respond as modeled even if the developments ￰18￱ : This content is meant to inform and should not be considered financial ￰19￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰20￱ are urged to do in-depth research before making any investment ￰21￱ action taken by the reader is strictly at their own ￰22￱ Tabloid is not responsible for any financial ￰23￱ us on Twitter , Facebook , Telegram , and Google News