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October 3, 2025Invezz logoInvezz

After BTC’s delivery, market eyes crypto at $0.035 to hit $3 by 2026

Following Bitcoin (BTC)’s recent institutional deliveries, the market is actively searching for the next high-upside DeFi altcoin that can deliver exponential ￰2￱ this environment, Mutuum Finance (MUTM) has emerged as a top contender for investors seeking a combination of utility and growth. Currently, Phase 6 of the MUTM presale is priced at $0.035, with approximately $16.73 million raised and 55% of the 170 million token allocation already ￰3￱ project boasts over 16,750 holders and a total supply of 4 billion MUTM ￰4￱ 7 will increase the price to $0.040, representing a 15% rise and marking the last discounted window for new participants. Recently, the Mutuum Finance (MUTM) team announced the development of its lending and borrowing protocol , highlighting the upcoming utility that will drive demand and ￰5￱ investors weighing whether to invest in crypto or navigating a crypto crash, MUTM presents a clear path toward high utility-driven gains, making it a compelling choice for those assessing whether crypto is a good investment in the current ￰6￱ lending mechanics & stable interest rate model Mutuum Finance (MUTM) has two types of loan systems to meet the needs of low-risk and high-risk markets.

Peer-to-Contract (P2C) pools let people put stablecoins and other high-quality ￰7￱ offer steady returns and help the platform get cash. Peer-to-Peer (P2P) loans are best for crypto coins like SHIB and TRUMP that are riskier or less ￰8￱ keeping these risky assets separate from the main liquidity pools, the protocol makes sure that all users are safe and stable while still giving risk-tolerant players high-reward opportunities. A stable interest rate plan with three main parts will be built into the platform. A higher starting rate attracts deposits at launch, an initial rate lock gives lenders peace of mind, and a rebalancing condition kicks in when the current supply goes below 90% of the hypothetical all-variable supply ￰9￱ keeps borrowers and lenders in ￰10￱ example, a person who deposits $18,000 USDC into the mtUSDC pool at a 1:1 ratio will earn 15% APY per year, which is $2,700.

People who want to borrow money using MUTM can effectively use security; posting $1,000 ADA lets them borrow up to 75%, giving them $750 in stablecoin liquidity while keeping their original ￰11￱ organized method makes sure that everyone gets the same benefits and can join without taking too much risk, all while keeping the protocol’s liquidity ￰12￱ drivers & why $3 by 2026 is feasible Mutuum Finance (MUTM) is expected to hit $3 by 2026, which is more than 85 times higher than early Phase 1 ￰13￱ is due to a number of important demand ￰14￱ Layer-2 integration and the planned beta launch, transactions will be faster and costs will go down, which will lead to more users and daily ￰15￱ platform will use the extra money it makes from more borrowing and loans to buy back MUTM on the open market, which will keep pushing the price ￰16￱ buy-and-distribute method will make even more people want ￰17￱ of the platform’s income will be used to buy back MUTM and give it to people who have staked ￰18￱ will connect protocol action directly to price ￰19￱ on Tier-1 exchanges on platforms like Binance will increase exposure and liquidity, which will lead to a lot of retail and institutional interest in the presale.

A dashboard and Top 50 ranking will turn participation into a game, which will encourage big holders to stay and increase retention, which will increase buy pressure over ￰20￱ give you an idea of what this means for investors, someone who bought MUTM in Phase 1 at $0.01 already has a 3.5× value gain at the current Phase 6 price of $0.035. With the protocol’s roadmap, Layer-2 benefits, staking rewards, and buyback flywheel, this position is expected to grow toward the $3 ￰21￱ shows that early adopters have a chance to make a lot of ￰22￱ Finance (MUTM) also places a strong emphasis on security and ￰23￱ platform underwent a CertiK audit, including Manual Review and Static Analysis, achieving a Token Scan score of 90.00 and a Skynet score of 79.00.

A $50,000 USDT bug bounty incentivizes white-hat security research, with rewards ranging from $200 to $2,000 depending on severity. Additionally, a $100,000 giveaway will reward ten winners with $10,000 each in MUTM ￰24￱ 6 is already 55% sold, and the price will go up again soon for Phase ￰25￱ means that strategic buyers only have a short time to buy at a ￰26￱ the post-BTC delivery market, Mutuum Finance (MUTM) provides an appealing, utility-driven road for investors looking for asymmetric returns by combining dual lending mechanics, a stable interest framework, staking with buybacks, Layer-2 scalability, and expected Tier-1 exchange ￰27￱ is a high-utility, high-growth alternative that has a clear path to big upside for people who are thinking about investing in crypto during times of market volatility or who are worried about a crypto ￰28￱ more information about Mutuum Finance (MUTM) visit the links below: Website: ￰0￱ Linktree: ￰1￱

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