XRP Rich List Updated: Here’s How Much You Need to Join Top 1% Holders

Cryptocurrency wealth distribution often reveals more about a network’s health than price charts ever could. The way tokens are concentrated across wallets shows who drives liquidity, who holds influence, and how adoption spreads among retail and institutional participants. XRP’s latest holder data provides a revealing snapshot of both accessibility and concentration, shedding light on the dynamics that shape its market behavior. Crypto commentator STEPH IS CRYPTO recently shared updated XRP rich list data, highlighting the balances required to rank among the network’s top holders. Steph notes that the threshold for the top 1% of accounts starts at just 46,521 XRP, demonstrating that meaningful influence is within reach for determined investors. At the extreme, the top 0.01% of wallets control more than 3.8 million XRP, showing significant wealth concentration at the very top. Analyzing Holder Percentiles Steph’s breakdown illustrates how XRP is distributed across different tiers. The top 2% of wallets hold over 165,000 XRP, while the top 5% maintain balances exceeding 83,400 XRP. Even outside the top tier, the top 10% of holders maintain more than 2,200 XRP, reflecting widespread participation. CRAZY: The top 1% of $XRP holders starts at just 46,521 $XRP pic.twitter.com/w7GxquyOhy — STEPH IS CRYPTO (@Steph_iscrypto) February 15, 2026 This distribution shows a network supported by both large stakeholders who can influence liquidity and a broad base of smaller holders who sustain transactional activity and market depth. Understanding these percentiles helps investors gauge potential market impact. Large holders can create short-term volatility when moving significant positions, while smaller and mid-tier accounts contribute to stability by maintaining steady engagement. Tracking these layers offers a clear picture of how XRP’s market behavior might respond to new developments or trading trends. Implications for Investors For XRP investors, these figures highlight dual forces shaping the ecosystem. Concentrated ownership among the top wallets signals potential liquidity bottlenecks and market-moving activity, whereas the extensive participation of mid-tier holders indicates consistent demand across a broad base. The threshold to reach the top 1%—just 46,521 XRP—illustrates that meaningful influence is achievable, even for ambitious retail investors. We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Monitoring movements among these holders can provide valuable insights into market sentiment and future price trends. Institutional accumulation and strategic positioning by high-balance accounts often set the tone for market reactions, while smaller accounts collectively sustain the day-to-day operational activity of the XRP Ledger. A Living View of Network Wealth XRP’s rich list is more than a static metric; it reflects an evolving ecosystem of accumulation, trading, and adoption. Steph’s updated data gives investors a lens into both the concentration of wealth and the breadth of engagement within the network. By observing these trends, holders can better understand who drives XRP, how influence spreads, and what it may mean for price action in the coming months. The XRP rich list continues to serve as a key tool for gauging market structure, offering investors a clear view of both opportunity and influence in this dynamic digital-asset ecosystem. Disclaimer : This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses. Follow us on Twitter , Facebook , Telegram , and Google News The post XRP Rich List Updated: Here’s How Much You Need to Join Top 1% Holders appeared first on Times Tabloid .