What’s the Best Crypto to Buy Before BTC Hits 150K?

As Bitcoin (BTC) moves closer to the highly anticipated 150K milestone, the market focus is already shifting toward early-stage projects that are positioned to benefit from the next expansion cycle. History shows that while Bitcoin (BTC) leads the rally, the strongest gains often come from platforms that enter the market with real utility, clear demand, and solid structure. This is exactly where Mutuum Finance (MUTM) will stand out as a new crypto coin designed to attract serious crypto investment attention before the broader market catches on. Presale Momentum Is Building Before the Market Turns Mutuum Finance (MUTM) is progressing through its presale with strong participation across all phases. The total supply is fixed at 4 billion tokens, and combining all presale phases so far, around $19.45 million has already been generated. The current presale price is set at $0.035, offering early participants an entry point before broader exposure. More than 18,600 holders have joined across all phases, reflecting growing confidence in the project’s direction. In the current phase, 98% of the 170 million token allocation has already been sold, signaling tightening availability as demand continues to rise. A major accessibility update has further strengthened presale momentum. Investors can now purchase MUTM tokens using a card, with no purchase limits. This change will remove barriers for new participants and will accelerate onboarding as the presale approaches later stages. As Bitcoin (BTC)’s upward trajectory continues to draw new capital into the market, Mutuum Finance (MUTM) will already be positioned with a strong base of holders and limited remaining supply at early pricing. A Lending Platform Built for Real Market Use Mutuum Finance (MUTM) will be a decentralized lending and borrowing protocol designed around two complementary models that address different risk profiles. In simple terms, the platform will allow users to lend assets to earn interest or borrow assets by providing more collateral than they borrow, ensuring system stability. The first model, Peer-to-Contract (P2C), will focus on well-known and liquid assets. Lenders will pool assets such as stablecoins and established cryptocurrencies into audited smart contracts. Borrowers will access these pools by providing overcollateralized positions. Interest rates will automatically adjust based on pool usage, rising as demand increases and easing when liquidity is abundant. This dynamic structure will create balance, encouraging deposits while discouraging excessive borrowing. Depositors in P2C will receive mtTokens, which will represent their share of the pool along with accumulated interest. These mtTokens will also function as collateral, unlocking additional flexibility within the system. Borrowers will be able to choose between variable rates that respond to market conditions or stable rates that offer predictable repayment costs. Stable rates will begin at a higher level to reflect added certainty and will rebalance under defined conditions to protect liquidity. For assets that carry higher volatility or lower liquidity, Mutuum Finance (MUTM) will introduce a separate Peer-to-Peer (P2P) lending model. This environment will isolate riskier tokens such as meme coins from the core liquidity pools. In P2P lending, borrowers and lenders will negotiate terms directly, including interest rates and loan duration. Since there will be no shared pool, lenders will accept greater risk in exchange for higher returns. This structure will preserve overall protocol safety while expanding earning opportunities across different market segments. Audit and Protocol Announcement on X and Impact Security remains a central focus. An independent audit by Halborn Security thoroughly testing Mutuum Finance’s lending and borrowing contracts for vulnerabilities and errors. With the code finalized, this review will ensure reliability, correct functionality, and strong protection for users, reinforcing trust as the platform approaches launch. The protocol’s first version is expected to launch on the Sepolia Testnet in Q4 2025. Version 1 will include core components such as liquidity pools, mtTokens, debt tokens, and a liquidator bot. Initial supported assets will include ETH and USDT for lending, borrowing, and collateral use. All loans will require overcollateralization, monitored through a Stability Factor. When collateral values fall below required thresholds, liquidations will activate automatically, preventing bad debt from affecting the wider system. Deploying V1 on the testnet gives the community an early opportunity to interact with the platform before the mainnet rollout. This phased launch promotes openness, supports early user involvement, and allows the team to gather actionable feedback to refine the protocol. As participation expands and awareness grows, confidence in the ecosystem may strengthen, helping to support long-term interest and demand for the MUTM token. One of the strongest selling points of Mutuum Finance (MUTM) will be its expected simultaneous platform launch and token listing. Instead of releasing a token without functionality, the project is expected to debut with live lending and borrowing modules on day one. This coordinated rollout will create immediate utility, encouraging active participation from traders and lenders alike. The presence of a working product will also support faster consideration from Tier-1 and Tier-2 exchanges, driving visibility and volume. As Bitcoin (BTC) approaches 150K, attention will increasingly shift toward projects that combine timing with substance. Mutuum Finance (MUTM) will enter the market with capped supply, strong presale traction, audited contracts, and an in process dual lending system designed for real demand. With phase 6 nearing full allocation and accessibility expanding through card purchases, the window for early positioning is narrowing fast. For more information about Mutuum Finance (MUTM) visit the links below: Website: https://www.mutuum.com Linktree: https://linktr.ee/mutuumfinance Disclaimer: This is a sponsored press release for informational purposes only. It does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial advice. Times Tabloid is not responsible for any financial losses. The post What’s the Best Crypto to Buy Before BTC Hits 150K? appeared first on Times Tabloid .