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November 1, 2025NewsBTC logoNewsBTC

XRP’s 100 Billion Supply Is By Design – Insider Reveals Why

A discussion has surfaced within the crypto community regarding the reasoning behind XRP’s fixed supply of 100 billion ￰0￱ years, enthusiasts and investors have questioned why Ripple opted for such a large figure when most cryptocurrencies operate with far smaller caps. Ripple’s Chief Technology Officer, David Schwartz, recently addressed the question on the social platform X, shedding light on the considerations that guided the early design of the XRP ￰1￱ Foundations Behind XRP’s 100 Billion Supply David Schwartz was one of the original architects behind XRP and the XRP Ledger in 2012, and as such, he possesses unmatched insight into the cryptocurrency’s tokenomics and the rationale that shaped its ￰2￱ response to the question regarding XRP’s 100 billion supply design revealed that the decision was rooted in technical precision and deliberate effort to balance the functionality of the token’s ￰3￱ Reading: Evernorth Has Reached 95% Of Its XRP Treasury Target – Here Are The Numbers The first layer of reasoning behind XRP’s supply lies in its technical ￰4￱ to Schwartz, the developers of the Ledger sought a number that would provide adequate divisibility for the ￰5￱ level of divisibility allows XRP to be functional across both high-value institutional payments and smaller, everyday ￰6￱ important was the need for the total supply to fit cleanly within a 64-bit integer, a standard data type used in computing to store numerical values ￰7￱ decision minimizes the risk of overflow errors or arithmetic inconsistencies in the ledger’s codebase.

A supply as large as 100 billion allows the system to handle every transaction amount accurately while preserving performance and compatibility with conventional software ￰8￱ And Design Simplicity Aside from the technical justifications, the choice of 100 billion was also made with human usability in ￰9￱ noted by Schwartz, the third reason for XRP’s 100 billion circulating supply is that the number is easy for humans to ￰10￱ Reading: High Liquidity At This Level Could Send The XRP Price Surging Soon Ripple’s architects wanted a total supply that was easy to communicate, recognize, and remember. A round, memorable number like 100 billion conveys clarity to users and ￰11￱ XRP has a maximum supply of 100 billion tokens, not every token is currently in ￰12￱ the time of writing, XRP has a circulating supply of 60.1 billion ￰13￱ the launch of the Ledger, a total supply of 100 billion XRP was pre-mined and ￰14￱ this amount, approximately 55 billion XRP were placed into escrow contracts controlled by Ripple to control how many tokens enter the market over ￰15￱ the time of writing, about 35 billion XRP tokens are currently locked in escrow and waiting to be released into ￰16￱ month, up to 1 billion XRP is released, and any unused portion (about 70% to 80%) is typically placed back into ￰17￱ part of the schedule, Ripple is going to unlock another 1 billion XRP from escrow on November ￰18￱ the time of writing, XRP is trading at $2.51, up by 0.9% in the past 24 ￰19￱ image from Freepik, chart from ￰20￱

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