SEB’s Head of Products: Ripple (XRP) Sees A Future Integration With SWIFT

Crypto researcher SMQKE highlighted a document discussing Ripple’s possible future role within the SWIFT ￰0￱ commentary originates from remarks made by Robert Pehrson, Head of Products and Business Development at the financial services group ￰1￱ addressed developments at the Paris Fintech Forum when SWIFT gpi initiated a Proof of Concept with DLT platform ￰2￱ initiative was designed to combine the benefits of gpi payments, including speed, ubiquity, and certainty, with distributed ledger technology (DLT). Pehrson stated that SWIFT’s established governance, regulatory framework, and extensive reach already position it as a strong infrastructure ￰3￱ to him, making SWIFT’s infrastructure network more efficient through DLT could be a more practical step forward compared to building an entirely new ￰4￱ emphasized that for Ripple , the future may not be in operating separately, but rather in being integrated into larger existing systems, citing SWIFT as an example.

RIPPLE’S FUTURE IS INTEGRATION INTO SWIFT Read closely. “…within SWIFT you already have the governance, the regulatory frame and the reach in the ￰5￱ you could make that infrastructure network more efficient using DLT, that's probably an easier way to move… ￰6￱ — SMQKE (@SMQKEDQG) September 6, 2025 Ripple’s Potential Role Within Global Payment Systems The document further outlined a scenario where Ripple could extend value by facilitating real-time transactions not only for companies and banks within a single legal entity but also across additional ￰7￱ Ripple were to integrate with SWIFT gpi under such conditions, the combined system could potentially enhance the efficiency and functionality of international payment processes.

However, Pehrson indicated that while such integration could add value, it does not appear ￰8￱ acknowledged the practicality of Ripple’s technology but suggested that immediate adoption into the SWIFT framework may face ￰9￱ Implications for the Payments Landscape The commentary points to a broader industry recognition that the future of digital payments may rely less on standalone systems and more on the integration of new technologies within existing frameworks. SWIFT’s long-standing position as a global financial messaging network makes it a natural candidate for such integration. Meanwhile, Ripple’s distributed ledger solutions are powered to improve settlement efficiency and real-time ￰10￱ to Tom Poppe, SWIFT’s product manager, significant progress has already been made in testing the application of new technologies.

However, he noted that the long-term viability of DLT for mission-critical financial applications, such as cross-border payments, remains to be fully ￰11￱ underscores that while integration between Ripple and SWIFT may be conceptually appealing, concrete steps toward such a development would depend on further validation of technology and regulatory ￰12￱ Commentary on Ripple and SWIFT SMQKE summarized the significance of these remarks by noting that Ripple’s future could lie in integration with networks like SWIFT rather than attempting to replace ￰13￱ shared excerpts from the document where it was stated: “For Ripple, the future is for them to be integrated into some other network, like, for instance, with SWIFT.” We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Additionally, the document pointed out that Ripple’s ability to conduct real-time transactions across various entities could create value on top of SWIFT ￰14￱ documented perspective reinforces the view that Ripple’s role in the financial system may be shaped by collaboration and integration, rather than competition, with established ￰15￱ : This content is meant to inform and should not be considered financial ￰16￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰17￱ are advised to conduct thorough research before making any investment ￰18￱ action taken by the reader is strictly at their own ￰19￱ Tabloid is not responsible for any financial ￰20￱ us on X , Facebook , Telegram , and Google News