Ripple Developed a Platform Frequently Used By American Express

In a recent post on X, crypto researcher SMQKE has drawn attention to a section of an academic paper that identifies Ripple as the blockchain foundation for American Express’s instant payment ￰1￱ document, published online in February 2023, discusses how blockchain is reshaping the financial sector and names several institutional ￰2￱ that discussion, it explicitly refers to “the American Express instant blockchain-based payment system, which was developed on the Ripple platform.” The excerpt attached by SMQKE presents blockchain as a transformative force within finance, healthcare, education, and other industries, emphasizing its ability to deliver fast, secure, and transparent data transactions at reduced ￰3￱ cites the Interbank Information Network, led by J.

P. Morgan, Australia–New Zealand Banking Group, and the Royal Bank of Canada, as one of the largest blockchain networks in ￰4￱ mention of American Express’s system appears immediately after, identifying it as a frequently used blockchain payment application built upon Ripple’s distributed ledger ￰5￱ developed a blockchain-based platform that is “frequently used” by American ￰6￱ for yourself. ￰0￱ ￰7￱ — SMQKE (@SMQKEDQG) October 13, 2025 Implications of the Document The document offers more than speculation; it provides a verified academic acknowledgment of Ripple’s practical integration within the financial ￰8￱ indicates that American Express utilized Ripple’s blockchain infrastructure to enable instant payments, confirming the platform’s use in mainstream economic ￰9￱ academic citation carries weight, as peer-reviewed works undergo rigorous evaluation before publication, suggesting the information originated from verifiable sources available at the time of ￰10￱ excerpt also notes that Ripple functions as a distributed ledger incorporating servers and crypto tokens known as ￰11￱ description aligns with Ripple’s established framework, where transactions are validated across a decentralized network to achieve high-speed ￰12￱ academic context reinforces Ripple’s status as a technology provider that has contributed to tangible blockchain applications within the global banking ￰13￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Broader Context in Financial Technology Blockchain adoption among major financial institutions has accelerated as firms seek faster and more cost-effective solutions for cross-border ￰14￱ citing both the Interbank Information Network and the American Express–Ripple collaboration, the publication cites these initiatives as leading examples of blockchain integration in ￰15￱ cases demonstrate that blockchain technology has moved beyond experimental stages and into real-world payment operations among globally recognized ￰16￱ the excerpt does not elaborate on current transaction volumes or the operational scale of American Express’s use of Ripple , the acknowledgment alone substantiates that such an implementation occurred and was actively recognized in academic ￰17￱ further supports the view that Ripple’s infrastructure has played a direct role in enhancing payment efficiency within major financial networks.

SMQKE’s post is grounded in documented academic evidence that American Express developed an instant blockchain-based payment system on Ripple’s ￰18￱ source not only verifies Ripple’s involvement but also highlights its integration into the practical operations of a global payments ￰19￱ : This content is meant to inform and should not be considered financial ￰20￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰21￱ are advised to conduct thorough research before making any investment ￰22￱ action taken by the reader is strictly at their own ￰23￱ Tabloid is not responsible for any financial ￰24￱ us on X , Facebook , Telegram , and Google News