Ripple CEO: XRP Community Is Ready. It’s Definitely Happening

When Ripple CEO declared, “We have been ready for this moment; the XRP community has been ready for this moment,” it resonated far beyond mere corporate ￰1￱ a video clip posted by Subjective Views on X, his words struck a tone of purpose and imminence that caught the crypto world’s attention early in the ￰2￱ Links with Mastercard for Real-World Payments The source of the CEO’s excitement lies in a newly announced ￰3￱ is working with Mastercard , WebBank, and Gemini Trust Company to pilot settlement of Card payments using the regulated stablecoin RLUSD on the XRP Ledger (XRPL). The initiative was disclosed publicly at the Swell 2025 ￰4￱ arrangement would mark one of the first times a U.

S.-chartered bank uses a regulated stablecoin on a public ledger for card settlement. There's only one thing we've all been waiting for: @bgarlinghouse ￰5￱ — Subjective Views (@subjectiveviews) November 6, 2025 What the Pilot Means for Payments Infrastructure This pilot is built around RLUSD, Ripple’s U. S.-dollar-backed stablecoin, which is already regulated under a New York State Trust ￰6￱ shifting settlement into a crypto-native environment like XRPL, Ripple and its partners aim to reduce settlement time, lower friction, and increase transparency behind the scenes of everyday card ￰7￱ successful, banks and merchants might adopt a system where traditional currencies (fiat) are transferred using blockchain technology, rather than relying solely on cryptocurrency ￰8￱ Swell: We’re collaborating with @Mastercard , WebBank, and @Gemini to introduce $RLUSD settlement on the XRP Ledger for fiat credit card payments, starting with the Gemini XRP Credit Card: ￰0￱ This initiative sets a new benchmark for institutional… ￰9￱ — Ripple (@Ripple) November 5, 2025 Why the XRP Community Is Cheering For the XRP community, the development validates one of the core value propositions: real-world ￰10￱ CEO’s message wasn’t just motivational, it signaled that Ripple’s infrastructure, developer base, and community liquidity may be entering a new ￰11￱ buy-in matters for validator participation, on-chain activity, and ecosystem ￰12￱ announcement spurred optimism in market ￰13￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Challenges and Road Ahead Even though the announcement is bold, it comes with ￰14￱ pilot is subject to regulatory approvals, issuer onboarding, and technical integration ￰15￱ notes that the pilot is exploratory and that full roll-out may take ￰16￱ stakeholders, it’s critical to temper expectations: promising pilots do not always translate into instant widespread ￰17￱ Thought The CEO’s confident tone matches a concrete step ￰18￱ the pilot between Ripple, Mastercard , WebBank, and Gemini, the message that “it’s definitely happening” reflects more than hope—it reflects ￰19￱ the pilot scales remains to be seen, but for now, the XRP ecosystem is moving from promise toward proof.

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