Morgan Stanley: Ripple (XRP) Is a Leading International Payment Alternative to SWIFT

SMQKE (@SMQKEDQG), a well-known crypto researcher, recently shared a noteworthy post on X about Ripple and ￰1￱ post included an image excerpt from the Review of Banking & Financial Law, Volume 36, which contained references to Ripple’s potential role in the global payments ￰2￱ presenting this document, SMQKE highlighted an important perspective on Ripple from Morgan Stanley, one of the world’s largest financial ￰3￱ Morgan Stanley “considers Ripple to be a leading international payment alternative to SWIFT.” Yes, it’s documented. ￰0￱ ￰4￱ — SMQKE (@SMQKEDQG) September 6, 2025 What the Document Shows The image shared by SMQKE features a passage that outlines Ripple’s cost-saving advantages for banks and remittance ￰5￱ notes that using Ripple, banks can reduce processing costs by up to 60% on certain ￰6￱ efficiency directly benefits remittance recipients by making more funds available after ￰7￱ excerpt goes further by pointing to Ripple’s distributed ledger technology as a possible alternative to the long-established SWIFT system for interbank transactions.

Specifically, it references Morgan Stanley’s evaluation of Ripple, citing the firm’s position that adopting a Ripple-like system could “shorten settlement periods, speed up transactions and reduce the risk of fraud.” Importantly, the document also states, “Morgan Stanley considers Ripple to be a leading international payment alternative to Swift,” reinforcing the role XRP and Ripple can play in global ￰8￱ This Means for Ripple and XRP This statement is significant because it reflects the perspective of a global financial powerhouse analyzing the impact of blockchain technology on traditional ￰9￱ also shows XRP’s viability as a competitor in the international payments ￰10￱ efficiency gains outlined in the excerpt highlight the asset’s ability to streamline transactions, improve liquidity, and lower ￰11￱ observations indirectly strengthen XRP’s ￰12￱ broader ecosystem supporting Ripple’s solutions relies on XRP to provide on-demand liquidity and enhance cross-border settlement ￰13￱ Ripple’s technology serves as an alternative to SWIFT, XRP will play a central role in supporting the infrastructure, acting as a bridge currency for the payment system.

SMQKE’s post sheds light on a documented perspective that elevates Ripple’s status beyond a niche blockchain ￰14￱ referencing Morgan Stanley’s view of Ripple as a leading international payment alternative to SWIFT, the excerpt reinforces the seriousness with which Ripple’s model is taken in mainstream ￰15￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 For observers of XRP and its ecosystem, this adds weight to the argument that Ripple has established itself as a credible force in reshaping global payments , with XRP at the ￰16￱ : This content is meant to inform and should not be considered financial ￰17￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰18￱ are advised to conduct thorough research before making any investment ￰19￱ action taken by the reader is strictly at their own ￰20￱ Tabloid is not responsible for any financial ￰21￱ us on X , Facebook , Telegram , and Google News