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October 20, 2025TimesTabloid logoTimesTabloid

Major XRP Myths Debunked by Ripple CTO David Schwartz

The debate surrounding XRP and the XRP Ledger (XRPL) has often been clouded by misinformation, half-truths, and confusion about Ripple’s ￰0￱ Ripple’s Chief Technology Officer, David Schwartz, recently stepped in to clear the air — setting the record straight on some of the most persistent myths about ￰1￱ explanations, shared widely through community discussions and highlighted in a post by XRP Cro, shed new light on what the XRPL really is and how it ￰2￱ Origin of XRP: Born, Not Mined One of the most common misconceptions about XRP is that it was “issued” by ￰3￱ clarified that this is ￰4￱ XRP in existence was created at the inception of the XRP Ledger in 2012, not mined or minted over time like Bitcoin or Ethereum. $XRP Myths Debunked by David Schwartz: • XRP ledger is fast, energy-efficient and scalable • Ripple doesn’t control XRP Ledger • XRPL is public & decentralized Know the ￰5￱ — XRP_Cro AI / Gaming / DePIN (@stedas) October 20, 2025 Unlike traditional blockchains that rely on competitive mining to release new coins, the XRPL was designed with a fixed supply of 100 billion XRP from day ￰6￱ design choice ensures scarcity while avoiding the energy-intensive process of proof-of-work mining.

XRP’s distribution, therefore, doesn’t depend on new issuance. Instead, tokens circulate among holders through transfers and utility-driven transactions, with no single entity having the power to create more . Ripple’s Role: Participation, Not Control Another major myth is that Ripple controls the XRP ￰7￱ emphasized that Ripple, while being a significant contributor to the XRPL ecosystem, does not own or control the ￰8￱ XRPL runs on a decentralized network of validators operated by individuals, institutions, and developers ￰9￱ does hold a portion of XRP and actively builds payment and liquidity solutions using the token, but it cannot alter transactions, freeze funds, or dictate changes to the ￰10￱ network’s consensus mechanism ensures that every validator, including those not affiliated with Ripple, must agree on transaction validity — a safeguard that maintains decentralization and ￰11￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Public, Open, and Accessible to All Schwartz also reaffirmed that the XRP Ledger is fully public and ￰12￱ can download the code, run a node, or become a validator without needing approval from Ripple or any other ￰13￱ transparency aligns with the founding principles of blockchain technology, ensuring that XRPL remains accessible to developers and institutions across the ￰14￱ XRPL’s consensus protocol further guarantees openness — transactions are verified collectively, not through a centralized ￰15￱ structure makes the network resistant to censorship and highly resilient to single points of ￰16￱ and Scalability: The Technology Advantage XRP’s infrastructure was purpose-built for fast and low-cost ￰17￱ on the XRPL settle in 3–5 seconds, with negligible fees and minimal energy ￰18￱ efficiency makes it an appealing option for financial institutions looking to move value as seamlessly as the internet moves ￰19￱ proof-of-work networks that consume massive amounts of electricity, the XRPL’s consensus system is lightweight and sustainable — making it one of the most energy-efficient blockchain technologies in operation ￰20￱ Over FUD As Schwartz’s clarifications make clear, XRP is far from the centralized or energy-intensive system its critics claim it to be .

It’s a decentralized, public, and highly efficient ledger designed for real-world payments and institutional ￰21￱ the fast-moving world of crypto, separating fact from fiction is ￰22￱ to voices like David Schwartz and community advocates like XRP Cro, more investors are beginning to understand what truly sets the XRP Ledger apart — not myths, but measurable technology and open ￰23￱ : This content is meant to inform and should not be considered financial ￰24￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰25￱ are urged to do in-depth research before making any investment ￰26￱ action taken by the reader is strictly at their own ￰27￱ Tabloid is not responsible for any financial ￰28￱ us on Twitter , Facebook , Telegram , and Google News

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