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September 7, 2025TimesTabloid logoTimesTabloid

Bank for International Settlements Calls XRP a Liquidity-Compliant Asset

A recent tweet by crypto researcher SMQKE has drawn attention to new information concerning XRP’s recognition within global banking ￰0￱ tweet which included a video by XRP YouTuber and crypto enthusiast Working Money referenced an official Basel Committee letter dated August 19 ￰1￱ document from the Bank for International Settlements (BIS) identifies a select group of cryptocurrencies

including XRP as compliant assets under liquidity classifications set out by Basel III ￰2￱ the video Working Money explained that the Basel Committee’s letter classifies certain digital assets as Group 2A crypto ￰3￱ the committee’s framework these assets must meet three hedging recognition criteria to be placed in this ￰4￱ Bitcoin

Ethereum XRP Solana and Dogecoin were listed as meeting these ￰5￱ classification is significant because it means banks can use these assets to meet liquidity requirements established under Basel III ￰6￱ Basel “Ripple has a good chance of replacing parts of the existing financial infrastructure.” @WorkingMoneyCH ￰7￱ — SMQKE (@SMQKEDQG) September 6

2025 Role of XRP in Liquidity Management According to Working Money XRP’s potential role extends beyond being a listed compliant ￰8￱ emphasized that XRP allows banks to consolidate reserves into a single bridge asset which reduces reliance on multiple Nostro accounts and cuts foreign exchange and treasury ￰9￱ video highlighted how this streamlines liquidity management and lowers infrastructure expenses associated with processing cross-border ￰10￱ Money pointed out that Ripple has long envisioned XRP being used as a universal bridge asset capable of providing banks with liquidity on demand once the market capitalization and trading volumes grow ￰11￱ aligns with Ripple’s stated goal of reducing opportunity costs for financial institutions by replacing or lowering their dependence on lower-yielding high-quality liquid assets required under Basel III ￰12￱ Perspectives and Academic Commentary The video also cited academic perspectives on the potential role of Ripple and XRP in financial ￰13￱ Money referenced comments from a professor at the University of Basel

who stated that Ripple has a strong chance of replacing parts of the existing financial ￰14￱ view was reinforced by a passage he quoted from earlier research shared by SMQKE which suggested that whenever protocols and interfaces can be unified and databases synchronized more efficiently distributed ledger technology such as Ripple’s should be ￰15￱ of centralized systems mentioned in that research included Ripple and the R3 consortium with both being described as having the potential to replace parts of the financial ￰16￱ observations support the argument that Ripple’s technology and the adoption of XRP as a liquidity tool are not just theoretical but are increasingly being integrated into broader discussions of regulatory frameworks and banking ￰17￱ are on X

follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15 2025 The Basel Committee’s inclusion of XRP in its list of Group 2A liquidity-compliant assets represents a significant step for the cryptocurrency’s role in global ￰18￱ Working Money emphasized this development shows progress toward real-world utility for XRP within regulated banking ￰19￱ enabling banks to simplify liquidity management and cut costs XRP’s classification as a compliant asset could further support its use as a bridge currency in cross-border ￰20￱ : This content is meant to inform and should not be considered financial ￰21￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰22￱ are advised to conduct thorough research before making any investment ￰23￱ action taken by the reader is strictly at their own ￰24￱ Tabloid is not responsible for any financial ￰25￱ us on X

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