The debate over XRP’s role in global finance has resurfaced after a post highlighted a document published on the SEC’s website some time 0 (@AltcoinBale) a crypto proponent shared the screenshot and commented directly on XRP’s quest to replace the payment behemoth 1 to Bale XRP will replace SWIFT
and investors must prepare for this massive 2 attached document titled “XRP Financial Impact Table,” outlines several areas where the adoption of XRP could unlock capital and reduce 3 Replaces SWIFT Remember when the document below appeared on the SEC website Lock 4 — BALE (@AltcoinBale) September 22 2025 Replacing SWIFT with XRP-Based Liquidity One of the most striking parts of the table is the proposal to “Replace SWIFT with XRP-based liquidity.” This suggests a future where XRP takes on the role traditionally filled by SWIFT a network that has long been the foundation of cross-border 5 table associates this change with freeing up $1.5 trillion in 6 7 accounts exist so banks can facilitate foreign currency transactions
and reducing the capital tied up in them would create immediate liquidity and solve a major problem for the 8 Fee Savings and Efficiency Another element highlighted is transaction fee savings where $7.5 billion per year could be saved by shifting global payments to 9 international payment infrastructure away from existing networks and adopting blockchain-based alternatives could drastically improve cost efficiency and this illustrates why certain sectors may explore XRP as a settlement 10 table also outlines federal payment cost reductions estimating $500 billion over 10 11 proposed action is to implement XRP for IRS and Social Security 12 no official confirmation exists that such measures are under consideration
the inclusion of these projections in a document previously linked to the SEC has fueled ongoing speculation about XRP’s potential role in 13 14 are on X follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15 2025 The final line of the table connects XRP adoption with “Capital for Bitcoin Reserves,” noting $1.5 trillion could be directed toward reinvestment into Bitcoin if these savings and efficiencies are 15 Conversations Around XRP’s Role Bale’s post resonated with many because it combines an official document with a claim that XRP could directly replace 16 table aligns with long-running discussions in the crypto community about the token’s potential for real-world utility
especially in payment and settlement 17 content continues to enter the ongoing conversation about XRP’s ability to scale into global financial 18 experts including Ripple CEO Brad Garlinghouse have called SWIFT outdated and it’s only a matter of time before XRP takes over that 19 : This content is meant to inform and should not be considered financial 20 views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s 21 are advised to conduct thorough research before making any investment 22 action taken by the reader is strictly at their own 23 Tabloid is not responsible for any financial 24 us on X
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