New Gemini XRP Credit Card Brings Instant Crypto Rewards to U.S. Users

Gemini has launched a new credit card powered by XRP, marking a significant step toward integrating cryptocurrency into everyday ￰0￱ Features and Rewards Rolled out on August 25, 2025, the Gemini XRP Credit Card allows users to earn XRP rewards on a wide range of purchases, reinforcing XRP’s position as a mainstream payment ￰1￱ by WebBank and operating on the Mastercard network, it offers tiered rewards: 4% back in XRP on gas, electric vehicle charging, and rideshare; 3% on dining; 2% on groceries; and 1% on all other ￰2￱ merchants also provide as much as 10% back, adding further incentive for ￰3￱ card integrates with Mastercard’s World Elite program, giving users access to discounts, fraud protection, and zero liability for unauthorized ￰4￱ are automatically credited to Gemini accounts and can be held in XRP or exchanged for other digital ￰5￱ traditional credit card reward programs, users receive XRP instantly after making a ￰6￱ and Gemini Collaboration The launch reflects a strategic collaboration between Ripple and ￰7￱ CEO Brad Garlinghouse highlighted the card’s role in expanding crypto accessibility in the United States, noting that consumers increasingly want simple ways to earn and spend digital assets in their daily ￰8￱ Ripple’s dollar-backed stablecoin, Garlinghouse noted, “With Gemini, we’re making everyday spending a chance to earn and connect with both XRP and RLUSD.” Gemini co-founder Tyler Winklevoss emphasized the card’s connection to the XRP community, unveiling a limited-edition metal design aimed at loyal supporters, colloquially known as the XRP ￰9￱ the XRP Ecosystem Beyond the credit card, Gemini has introduced support for Ripple’s RLUSD stablecoin in ￰10￱ trading ￰11￱ integration allows users to move between XRP, RLUSD, and other cryptocurrencies without incurring conversion fees, further strengthening Ripple’s efforts to build real-world ￰12￱ Ripple, the credit card is a milestone in its mission to establish XRP as more than a speculative ￰13￱ embedding rewards into routine purchases, the product offers a practical and immediate incentive for adoption, making crypto use as seamless as traditional card payments.

A Step Toward Mainstream Adoption The XRP Credit Card indicates a broader trend of crypto assets entering traditional financial ￰14￱ combining the familiarity of a Mastercard-backed product with the growing appeal of digital rewards, Gemini and Ripple aim to bridge the gap between established payment systems and the emerging crypto ￰15￱ for the Gemini XRP Credit Card are now open to U. S. customers. Disclaimer: This article is provided for informational purposes ￰16￱ is not offered or intended to be used as legal, tax, investment, financial, or other advice