Mastercard Reveals What Held Them Back from Ripple and XRP

The marriage of traditional payment networks with blockchain technology has long promised to redefine ￰1￱ now, such transformations were delayed by ￰2￱ recent regulatory advances signal that the waiting game may be ￰3￱ Clarity as the Key Obstacle According to a post by Chad Steingraber on X, Mastercard cited a lack of regulation as the principal factor holding them back from deeper collaboration with Ripple and its digital-asset ￰4￱ the legal framework now clarified, Mastercard appears ready to move ￰5￱ shift underscores how even major incumbents awaited the green light of regulatory certainty before fully committing to blockchain-linked ￰6￱ stated that what was holding them back was lack of regulation, but now there is the stablecoin law creating certainty for their business to move forward with Ripple and ￰7￱ FIRE ￰0￱ — Chad Steingraber (@ChadSteingraber) November 5, 2025 The Emergence of the Stablecoin Law Recent legislation has formalized the rules around stablecoin issuing, redemption, and ￰8￱ new law is central to Mastercard’s renewed ￰9￱ establishes standards for reserve assets, audits, and issuer ￰10￱ legal clarity reduces compliance risk for payments giants and opens the door to stablecoin-enabled settlement ￰11￱ Pilot: Mastercard, Ripple, and RLUSD Under the new partnership , Ripple’s U.

S. dollar-backed stablecoin RLUSD will be used in a pilot with Mastercard, Gemini, and WebBank for credit-card settlement via the XRP ￰12￱ four-way collaboration represents one of the first instances where a regulated ￰13￱ (WebBank) and a global card network settle payments with a regulated stablecoin on a public ￰14￱ move signals a serious step toward bridging traditional finance and tokenized ￰15￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Implications for Ripple and XRP For Ripple, this represents a strategic validation of its ￰16￱ XRPL becomes not just a crypto ledger, but a payments-rail ￰17￱ pilot complements Ripple’s existing use of its cryptocurrency XRP and institutional-asset ￰18￱ also elevates RLUSD as a compliant settlement coin, backed under a New York trust charter and fully ￰19￱ Significance and Future Trends Mastercard’s pivot offers lessons for the broader payments ￰20￱ was never the main barrier—it was ￰21￱ that barrier receding, other incumbents may accelerate stablecoin ￰22￱ settlement, lower costs, and greater transparency are the ￰23￱ card networks, banks, and merchants, that may soon move from concept to rollout.

Mastercard’s announcement is more than a partnership ￰24￱ marks a transition from experimentation to execution in payment ￰25￱ Ripple, RLUSD, and the XRPL take centre stage, the ecosystem shifts from waiting on clarity to acting on it. Disclaimer: This content is meant to inform and should not be considered financial ￰26￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰27￱ are advised to conduct thorough research before making any investment ￰28￱ action taken by the reader is strictly at their own ￰29￱ Tabloid is not responsible for any financial ￰30￱ us on Twitter , Facebook , Telegram , and Google News