If You Hold XRP, This Crucial Advice is for You

Jake Claver, CEO of Digital Ascension Group, has outlined a framework for converting crypto holdings, specifically XRP, into a sustainable, long-term source of income for ￰0￱ commentary shifts the focus from short-term trading and speculative exits to planning, tax efficiency, and wealth preservation strategies that allow holders to retain exposure while generating cash ￰1￱ begins by stressing the importance of having a concrete plan before prices ￰2￱ observes that many retail investors keep tokens on exchanges and liquidate positions as soon as targets are hit, often incurring large tax bills and spending windfalls without a long-term ￰3￱ contrast, disciplined planning can preserve capital and enable ongoing income generation while allowing the underlying asset to appreciate ￰4￱ you have a plan for your crypto profits?

Most people reading this won't do any of it. They'll keep their XRP on an exchange, sell when it hits their number, pay a bunch in taxes, buy liabilities, and wonder where it went. That's ￰5￱ assets for the people who see it… — Jake Claver, QFOP (@beyond_broke) October 30, 2025 Leveraging Institutional Lending A central element of Claver’s approach is borrowing against appreciated crypto rather than converting it to fiat. Institutional-grade crypto lending markets now permit qualified borrowers to use digital assets as collateral and obtain cash without triggering taxable events from ￰6￱ suggests that investors who expect a substantial valuation increase can borrow a conservative percentage; he cites an example of borrowing roughly 30% against a position to access funds for living expenses, investment, or business ￰7￱ structured, this method preserves the growth potential of the collateral while providing ￰8￱ and Legal Structures Claver warns that holding sizable crypto balances in an individual’s personal name exposes assets to tax events, litigation risk, and estate ￰9￱ recommends establishing appropriate legal entities, such as properly administered limited liability companies or trusts, and, when applicable, using institutional custody ￰10￱ measures can provide creditor protection, clearer succession planning, and easier onboarding with banks and service providers that service high-net-worth digital ￰11￱ cautions that improperly maintained entities (for example, co-mingling personal and entity funds) can void protections and create additional legal ￰12￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 For individuals or families with material crypto exposure, Claver recommends operational controls typically used by institutional ￰13￱ include multi-signature custody, independent audit trails, segregation of duties, and working with custodians that provide insurance and compliance ￰14￱ also advises building relationships with financial institutions that understand digital assets so that lending and banking needs can be met without ￰15￱ Liquidity Without Selling To illustrate, Claver uses a hypothetical; an investor holding 10,000 XRP at a future $100 price would nominally hold $1,000,000 in ￰16￱ than liquidating, the investor could protocol a loan for a portion of that value, say $300,000, using the XRP as ￰17￱ loan proceeds could be allocated to living costs, investments that produce income, or business opportunities, while the XRP position remains intact and continues to participate in any further ￰18￱ payments and loan structure determine the net cash ￰19￱ key advantage is avoiding a taxable sale that permanently reduces ￰20￱ also outlines the ￰21￱ against volatile collateral requires margin management and contingency plans for price ￰22￱ may demand additional collateral or liquidate positions if values fall below maintenance ￰23￱ structures and custody arrangements have costs and administrative ￰24￱ stresses that such strategies are not suitable for all holders, particularly small retail positions, and recommends seeking competent legal, tax, and financial advice before ￰25￱ argues that the difference between a one-time windfall and enduring family wealth is strategy and ￰26￱ who prepare legal structures, adopt institutional-grade custody, and use lending facilities responsibly can potentially access ongoing liquidity without selling their core ￰27￱ those seeking to convert crypto gains into sustained financial security, the emphasis should be on preservation, tax efficiency, and controlled leverage rather than immediate ￰28￱ : This content is meant to inform and should not be considered financial ￰29￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰30￱ are urged to do in-depth research before making any investment ￰31￱ action taken by the reader is strictly at their own ￰32￱ Tabloid is not responsible for any financial ￰33￱ us on Twitter , Facebook , Telegram , and Google News