Everyone Thought Ripple Was Just Trying to Fix SWIFT. Here’s Why It’s Bigger Than You Think

Crypto enthusiast All Things XRP recently outlined Ripple’s progression from its founding to its current role in global ￰0￱ to the post, Ripple was established in 2012 to challenge SWIFT, the long-standing financial messaging ￰1￱ that time, banks relied on outdated systems that were slow and expensive for cross-border ￰2￱ introduced RippleNet and XRP as alternatives, offering real-time and low-cost ￰3￱ approach was described as fast, frictionless, and significantly different from the traditional banking infrastructure, positioning Ripple as an innovative player in global ￰4￱ THOUGHT RIPPLE WAS JUST TRYING TO FIX ￰5￱ they weren’t building a payment company… They were building a financial empire to power a new global internet—one where XRP moves everything.

It’s bigger than you ￰6￱ — All Things XRP (@XRP_investing) August 27, 2025 XRP as a Strategic Entry Point The tweet highlighted that Ripple’s use of XRP extended beyond simple money ￰7￱ its On-Demand Liquidity solution, XRP enabled banks and institutions to settle cross-border payments instantly without the need for pre-funded ￰8￱ model provided a new method for global banking operations, and according to the post, became Ripple’s gateway into the broader financial ￰9￱ was described as the tool that allowed Ripple to gain influence in international finance, serving as more than just a payment mechanism but as a foundation for a broader ￰10￱ SEC Case and Its Aftermath