Biggest XRP Holders In 2025: From Ripple to Whales, the Rich List Revealed

The leading holder of XRP in 2025 is Ripple Labs, the San Francisco-based company that created the XRP Ledger and issued the digital ￰0￱ controls close to 42% of the total 100 billion token supply , securing its position at the top of the XRP rich ￰1￱ company’s stake is divided into two categories: approximately 4.5 billion XRP in liquid holdings for operations, and about 35 billion XRP placed in ￰2￱ elaborated by Cointelegraph, Ripple releases 1 billion XRP from escrow monthly through a smart contract ￰3￱ structure was designed to provide a predictable supply while avoiding sudden surges that could disrupt price ￰4￱ this monthly release, Ripple often relocks most of the tokens, with more than 60% of the unlocked amount typically returned to ￰5￱ the company were to stop relocking entirely, the entire 35 billion balance would run out in about three ￰6￱ current pattern of careful treasury management, however, means Ripple is likely to remain the single largest XRP holder for the foreseeable ￰7￱ its control provides stability for its operations and On-Demand Liquidity (ODL) service, many investors remain concerned about the risks that come from one entity holding such a significant percentage of ￰8￱ Larsen’s Individual Holdings Alongside Ripple Labs, co-founder and executive chairman Chris Larsen stands out as the largest individual holder of ￰9￱ blockchain records reveal he controls more than 2.5 billion XRP across eight different wallets, amounting to roughly $7 billion at recent ￰10￱ of Larsen’s wallets have remained untouched since receiving founder allocations in 2013, while others have been more ￰11￱ July 2025, he drew widespread attention when he sold $175 million worth of XRP shortly after the asset hit multi-year highs above $3.

Even after these sales, Larsen still controls nearly 2.81 billion ￰12￱ on this, blockchain investigator ZachXBT stated on X, “Wallets linked to Chris Larsen only have another 2.81B XRP ($8.4B) left!” Larsen’s stake accounts for about 4.6% of the total XRP market capitalization, giving him both substantial personal wealth and notable influence within the ￰13￱ Holdings and Custody Trends Exchange also a substantial amount of XRP for ￰14￱ , a South Korean exchange, currently leads with about 6 billion ￰15￱ underlines the strength of retail and institutional demand in ￰16￱ ranks second with over 2.7 billion XRP spread across various wallets, while Uphold has grown its share to nearly 2 billion.

Coinbase, by contrast, has reduced its holdings to around 780 million XRP, a sharp drop of 57% in one month during Q2 ￰17￱ reduction followed soon after the dismissal of the ￰18￱ and Exchange Commission’s case against Ripple in August, giving the asset clear legal standing in the ￰19￱ is worth noting that the XRP controlled by exchanges largely represents customer assets rather than direct corporate ￰20￱ balances reflect market demand and trading activity more than institutional ￰21￱ Activity and Broader Ownership Patterns Beyond Ripple, Larsen, and exchanges, large individual and institutional investors have been building positions throughout ￰22￱ from June shows a record 2,708 wallets now hold over 1 million XRP each, the highest number recorded in the network’s ￰23￱ prices around $3, each of these addresses controls at least $2 million worth of ￰24￱ increase in whale accumulation coincides with a sharp rise in network ￰25￱ active addresses on the XRP Ledger reached 295,000 in June 2025, a nearly sevenfold increase from the prior three-month ￰26￱ suggests that both retail and institutional participants have become more engaged with the asset following the legal clarity sealed this ￰27￱ Remains a Key Feature The 2025 XRP rich list highlights a clear concentration of ￰28￱ Labs dominates with its large escrow and operational holdings, while Chris Larsen’s personal stake ensures he remains one of the wealthiest individuals in ￰29￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Exchanges also play a central role, holding billions of XRP on behalf of customers, while whales continue to accumulate significant ￰30￱ concentration has raised ongoing concerns about decentralization.

Also, the asset’s regulatory clarity and increased institutional interest appear to be driving greater adoption and ￰31￱ : This content is meant to inform and should not be considered financial ￰32￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰33￱ are advised to conduct thorough research before making any investment ￰34￱ action taken by the reader is strictly at their own ￰35￱ Tabloid is not responsible for any financial ￰36￱ us on X , Facebook , Telegram , and Google News