XRP Targets $9.63 — A Potential 200% Surge as Mastercard Partnership Fuels Momentum About First XRP-Powered Credit Card

XRP Analysts Predict a 200% Surge to $9.63 Amid Cycle Parallel XRP may be on the brink of its next major breakout, with market analyst Crypto Joe forecasting a move exceeding 200%, potentially driving the token to $9.63. This projection stems from historical cycle performance and striking similarities between XRP’s current setup and past breakout ￰0￱ highlights that XRP’s market structure mirrors past cycles marked by consolidation, explosive breakouts, and sustained ￰1￱ notes the current setup closely aligns with previous patterns that delivered gains exceeding 200%. This bullish outlook comes at a time when XRP is witnessing a notable pullback after recently hitting an all-time high (ATH) of $3.65.

At the time of this writing, XRP was trading at $2.94 , representing a 3% drop in the past 24 ￰2￱ Joe stressed that XRP’s $9.63 target stems from precise cycle ￰3￱ past bull runs, XRP consistently delivered explosive gains after clearing major liquidity ￰4￱ argues the current consolidation is a textbook setup for another parabolic ￰5￱ it a New Era for Mastercard and XRP? According to crypto pundit Smart Degen, a groundbreaking partnership among Mastercard, XRP, and WebBank is set to reshape how digital assets integrate with traditional ￰6￱ collaboration will introduce a mainstream credit card product that runs on XRP’s blockchain rails, with its official launch scheduled for August 25, ￰7￱ partnership is particularly significant because it brings together three powerful players in their respective fields.

Mastercard, a global leader in payments, has been steadily expanding its digital asset initiatives. XRP, known for its fast, low-cost cross-border settlement capabilities, offers the blockchain infrastructure needed for instant and efficient transactions. WebBank, a U. S.-based FDIC-insured bank, adds the regulatory and compliance backbone to ensure the product is fully integrated within existing financial systems.

Furthermore, the hint that something big is coming arrived in plain ￰8￱ posted a striking New York City billboard, shared on its X account with the line “Prepare your bags” that features a sleek, XRP-branded Mastercard mock-up and the date ￰9￱ image and post have become the smoking gun for speculation that a payment product tied to XRP is ￰10￱ outlets and analysts quickly seized on Smart Degen’s thread and Gemini’s teaser, highlighting a subtle yet crucial detail: the card mock-up bears the label ‘Issued by WebBank.’ This suggests a regulated ￰11￱ could be the issuer, a move seen as pivotal for ensuring compliance and streamlining the product’s ￰12￱ reports suggest coordinated marketing and strong interest from exchanges and payment partners, the full product terms, such as whether transactions will run directly on XRP rails, how conversion will work, and the precise roles of Ripple, Gemini, Mastercard, and WebBank, have yet to be outlined in a definitive ￰13￱ coverage frames the development as a likely milestone, but cautions that specifics are still being finalized.

Meanwhile, Gemini recently tapped Ripple for its pre-IPO credit line with XRP liquidity taking center ￰14￱ If confirmed, the Mastercard–XRP–WebBank partnership could redefine digital asset integration with legacy finance, shifting crypto from speculation to real-world ￰15￱ XRP-powered credit card would validate blockchain’s role in mainstream payments and accelerate adoption across banks, merchants, and ￰16￱ the other hand, if history rhymes as Crypto Joe suggests, XRP could be on the verge of its next explosive chapter, with $9.63 standing as the defining milestone.