Whales Turn Attention to $0.035 New Crypto, Can It Deliver 9,900% Gains from Here?

As the crypto market begins to show renewed strength heading into Q4 2025, a growing number of whale investors are shifting their focus toward early-stage tokens with utility and strong growth ￰2￱ project gaining increasing attention is Mutuum Finance (MUTM) , a DeFi crypto protocol, priced at just $0.035. Analysts and early participants are closely watching the project, with some suggesting that if its roadmap executes successfully, the token could generate up to 9,900% token appreciation from its $0.01 starting price over the long ￰3￱ Finance (MUTM) Mutuum Finance (MUTM) is being positioned as a decentralized lending and borrowing protocol built on Ethereum, designed to create secure, efficient, and scalable credit ￰4￱ sets it apart is its dual-market structure, which blends two complementary lending systems into a single ￰5￱ Peer-to-Contract (P2C) pooled liquidity markets, users can deposit major assets such as ETH and USDT to earn passive yield while enabling borrowers to access funds via an algorithmic interest rate ￰6￱ the same time, the Peer-to-Peer (P2P) isolated lending markets cater to less common tokens, giving institutional participants and advanced traders more control over risk ￰7￱ integrated approach allows Mutuum Finance to support both everyday users seeking predictable yield opportunities and larger players requiring customized credit ￰8￱ rates on the platform are automatically adjusted depending on how much liquidity is being ￰9￱ liquidity is plentiful, borrowing rates stay low to encourage ￰10￱ liquidity tightens, rates increase to incentivize new ￰11￱ the lending side, APYs rise with usage, rewarding early liquidity providers who help bootstrap the ￰12￱ key component is the buy-and-distribute model, which uses a portion of platform fees to purchase MUTM tokens from the open market and redistribute them to mtToken ￰13￱ creates a continuous cycle of demand, linking real platform activity to token value — something many speculative tokens ￰14￱ Presale Momentum and Early Progress Mutuum Finance has already raised an impressive $17.6 million, reflecting strong early momentum since the presale began in early ￰15￱ project has attracted more than 17,300 holders and steadily advanced through its structured sale model, which offers transparent pricing and clear incentives for early ￰16￱ MUTM token is currently priced at $0.035 in Phase 6, up from $0.01 in Phase 1, a nearly 3x MUTM surge for those who joined at the very ￰17￱ far, 66% of Phase 6 has been allocated, and once it sells out, the price will climb by nearly 20%, bringing it closer to the planned $0.06 listing ￰18￱ structured progression has given investors both visibility and motivation to act early, as each stage offers a lower entry point than the ￰19￱ boost engagement, Mutuum Finance runs a 24-hour leaderboard ￰20￱ day, the top depositor earns a $500 MUTM bonus, provided they complete at least one transaction during that ￰21￱ board resets at 00:00 UTC, keeping participants active throughout the presale.

Additionally, the project confirmed through an X statement that Version 1 of its protocol will launch on the Sepolia testnet in Q4 2025, featuring liquidity pools, mtToken issuance, debt tokens, and automated liquidation ￰22￱ and USDT will be supported from day one, laying the groundwork for a strong initial ￰23￱ team has also backed up its growth strategy with strong security ￰24￱ Finance underwent a CertiK audit, achieving an impressive 90/100 token score, and launched a $50,000 bug bounty to encourage independent testing of code before ￰25￱ measures have helped build early trust among ￰26￱ Price Catalysts Mutuum Finance’s long-term roadmap goes beyond its initial protocol ￰27￱ of the most anticipated developments is the introduction of an over-collateralized stablecoin, designed to bring more stability to lending and borrowing activities.

A portion of the platform’s revenue will be used to buy MUTM on the open market, helping to support token demand over time. Additionally, the team is planning Layer-2 network integration, which will reduce transaction fees, speed up execution, and expand accessibility to more ￰28￱ with robust oracle infrastructure powered by Chainlink and fallback feeds for accurate pricing, these upgrades are expected to strengthen the protocol’s foundation ￰29￱ believe that as long as these plans are executed well, MUTM could trade between $0.75 and $1.00 by 2027, representing a 20–28x increase from the current presale price and a 75–100x increase from the $0.01 Phase 1 ￰30￱ growth projections are fueling whale interest, especially as the project continues to hit key ￰31￱ Analysts Compare MUTM to Early Giants Industry experts often draw parallels between Mutuum Finance and early-stage versions of major DeFi protocols, which achieved exponential growth once their core products ￰32￱ combination of a clear token utility, strong tokenomics, and timely execution has historically been a winning formula in the crypto ￰33￱ Finance’s presale performance, protocol design, and roadmap milestones mirror many of those early success ￰34￱ Phase 6 already 70% allocated and whales taking positions early, the timing factor is becoming increasingly important.

Historically, some of the largest returns in crypto investing have gone to those who secured their positions before major catalysts and market ￰35￱ more information about Mutuum Finance (MUTM) visit the links below: Website: ￰0￱ Linktree: ￰1￱ Disclaimer: This is a sponsored press release for informational purposes ￰36￱ does not reflect the views of Times Tabloid, nor is it intended to be used as legal, tax, investment, or financial ￰37￱ Tabloid is not responsible for any financial losses.