As 2026 approaches, the race to find the next top crypto with real substance has 2 the new projects gaining serious attention, Mutuum Finance (MUTM) is rising fast as a contender for massive 3 strength lies not in hype, but in 4 project will merge dual lending systems, stablecoin mechanics, and a built-in buy-and-distribute cycle into one unified DeFi 5 Finance (MUTM) is preparing for the launch of its V1 protocol on the Sepolia Testnet in Q4 6 event will demonstrate the core of its ecosystem in action, showing how lending, borrowing, and reward mechanisms work together before the token goes live on 7 a full product-plus-token rollout planned, investor confidence is building around a system designed to support sustainable value rather than short-lived 8 of Real Utility and Predictable Growth The presale is already deep into Phase 6, priced at $0.035.
Around 87% of this phase’s 170 million token allocation is already taken, and more than 17,800 holders have joined the growing investor base combining all 9 $18.5 million has been raised so far, and the next phase will increase the price to $0.04, locking in an instant 15% uplift for existing 10 some market analysts expecting the token to reach around $0.35 after launch, early investors will stand to secure a 10× gain before the full DeFi platform even goes 11 Finance (MUTM) is introducing a hybrid architecture that blends Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending 12 the P2C mechanism, lenders will deposit stablecoins or blue-chip assets like ETH or BTC into audited smart 13 will then draw liquidity from these pools, while interest rates automatically adjust based on pool 14 P2P system, meanwhile, will give users direct control over rates and terms for less-liquid 15 model will create a balance between institutional-grade liquidity and community-driven 16 upcoming V1 of the protocol to launch on Sepolia Testnet in Q4 2025 will feature liquidity pools, mtTokens, debt-tracking tokens, and the Liquidator Bot in 17 assets at this stage will include ETH and USDT for both lending/borrowing and as 18 public testnet phase will be the first live demonstration of how Mutuum’s system will function before its mainnet rollout and exchange 19 ecosystem’s stablecoin will be a key driver of recurring 20 will be minted only when users borrow against approved collateral such as ETH, SOL, or 21 loans are repaid or liquidated, the stablecoin supply will decrease automatically, helping it maintain its $1 22 dynamic will generate consistent demand for MUTM, the utility and governance token that powers borrowing, rewards, and staking functions across the 23 Finance (MUTM) will also feature a built-in buyback and redistribution model.
A portion of platform revenue will be used to repurchase MUTM from the open market, and the tokens will then be distributed to mtToken 24 mechanism will create continuous buying pressure while rewarding long-term 25 and Stable Interest Rate Model A key feature attracting attention from serious crypto investment circles is the upcoming Stable Interest Rate 26 will have the ability to lock in predictable rates rather than facing constant 27 initial stable rate will be calculated through a weighted average of variable market conditions, giving lenders and borrowers a fair balance between safety and 28 current supply rates fall below 90% of the variable equivalent, the system will automatically rebalance to maintain 29 flexibility ensures that liquidity providers stay protected while borrowers gain consistent repayment 30 and stability will also define Mutuum’s collateral and liquidation 31 loans on the platform will require over-collateralization, ensuring system safety even during market turbulence.
A Stability Factor will continuously monitor collateral health, and when values fall below safe levels, the automated Liquidator Bot will 32 will repurchase the debt at a discount, stabilizing liquidity pools and preventing chain 33 mechanism, similar to models used by major protocols like Aave, will give Mutuum Finance (MUTM) strong protection and reliability across multiple 34 and Community Growth Security remains a top 35 Finance (MUTM) has undergone a comprehensive audit by CertiK, scoring 90 on TokenScan and 79 on 36 further ensure safety and transparency, the platform will maintain a $50,000 bug bounty program rewarding ethical hackers up to $2,000 for critical findings.
A separate $100,000 community giveaway will also reward participants with MUTM tokens, reinforcing long-term engagement and 37 project’s social ecosystem continues to expand, with over 12,000 followers on Twitter and a dynamic leaderboard that tracks investor activity. A daily $500 MUTM bonus will go to the top user who makes at least one transaction, resetting each day at 00:00 UTC to maintain constant participation and 38 Words By the time the V1 protocol goes live, the combination of strong tokenomics, multi-asset lending infrastructure, and a stable DeFi framework will push Mutuum Finance (MUTM) toward sustained 39 its current presale pricing at $0.035 and next phase at $0.04, the entry window is closing 40 Finance (MUTM) is emerging as one of the most balanced and forward-focused projects in the 41 roadmap, security, and reward model are aligned for real-world application, not 42 investors seeking a solid crypto investment ahead of 2026, this is the project that aligns utility, stability, and 43 100× path is already visible—and those who enter before Phase 6 closes will be first in line when Mutuum’s V1 protocol defines the next wave of top crypto 44 more information about Mutuum Finance (MUTM) visit the links below: Website: 0 Linktree: 1 Disclaimer: This is a sponsored article and is for informational purposes 45 does not reflect the views of Crypto Daily, nor is it intended to be used as legal, tax, investment, or financial advice.
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