Ripple CEO Drops Another XRP Bombshell: “It Turns Out I Was Right”

Ripple CEO Brad Garlinghouse has once again reignited confidence in XRP’s growing role within global ￰0￱ at an October 2025 IMF panel alongside Ross Leckow, the IMF Deputy General Counsel, the Ripple CEO confirmed that his 2024 prediction about banks adopting XRP for payments had come into ￰1￱ moment marked a milestone in Ripple’s long campaign to bring blockchain technology into mainstream banking. Garlinghouse’s 2024 Prediction Comes True Garlinghouse recalled his remarks at the previous year’s Singapore FinTech Festival, saying, “Within a year, I predicted that financial institutions like banks would be using XRP in their payment ￰2￱ turns out I was right.” The statement, originally shared by ALLINCRYPTO on X, quickly spread across the crypto ￰3￱ highlights how Ripple’s On-Demand Liquidity (ODL) solution, which uses XRP as a bridge currency, has transitioned from testing phases to real-world usage. @Ripple CEO Brad Garlinghouse in a talk with the IMF Deputy General Counsel Ross Leckow:"within a year, I predicted that financial institutions like banks would be using $XRP in their payment flows.""It turns out i was right." $RLUSD ￰4￱ — ALLINCRYPTO (@RealAllinCrypto) October 29, 2025 Banks Now Using XRP for Real Payments In 2025, reports indicate that several banks and financial institutions have adopted Ripple’s technology for cross-border ￰5￱ Remit, a subsidiary of Japan’s SBI Holdings , is using XRP to enable faster and more affordable remittances across Asia.

Similarly, Santander continues to employ RippleNet to power international transactions with improved settlement times and reduced ￰6￱ live implementations confirm Garlinghouse’s ￰7￱ began as a prediction in 2024 has become a demonstrable reality, with XRP now operating within the payment flows of regulated financial ￰8￱ Next Phase: Banks’ Custodying Digital Assets Garlinghouse didn’t stop at confirming his earlier ￰9￱ also looked ahead, predicting another industry shift that could redefine banks’ role in ￰10￱ said, “One of the things that will surprise us a year from now is that banks will be custodying digital assets directly.” We are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 He emphasized that this move would likely begin in ASEAN markets, noting, “Banks are profit-motivated, and with regulatory clarity, they will lean into these markets.” According to Garlinghouse, the combination of clearer rules and the profitability of digital asset services will drive rapid institutional ￰11￱ Clarity and Market Motivation Clear regulations are the main factor giving banks the confidence to engage with digital ￰12￱ IMF panel discussion highlighted that regulatory frameworks in Asia and Europe are becoming more mature, enabling financial institutions to safely explore areas such as custody, settlement, and blockchain ￰13￱ acknowledged this shift, explaining that progressive regions with strong oversight — particularly in Southeast Asia — will likely lead the next phase of adoption.

Ripple’s Broader Vision for 2026 and Beyond Ripple continues to position XRP and its RLUSD stablecoin at the center of real-time liquidity ￰14￱ banks already settling cross-border transactions through ODL and preparing for digital asset custody, the company’s 2026 roadmap appears aligned with Garlinghouse’s latest ￰15￱ seemed ambitious a year ago is now factual proof of blockchain’s institutional ￰16￱ Garlinghouse reminded the IMF audience, “It turns out I was right” — and the global banking sector may soon prove him right ￰17￱ : This content is meant to inform and should not be considered financial ￰18￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰19￱ are advised to conduct thorough research before making any investment ￰20￱ action taken by the reader is strictly at their own ￰21￱ Tabloid is not responsible for any financial ￰22￱ us on Twitter , Facebook , Telegram , and Google News