Morgan Stanley Unleashes Crypto Funds for All Wealth Clients – Is a Market Surge Imminent?

Morgan Stanley has opened the door for all its wealth management clients to invest in crypto, in what marks one of Wall Street’s broadest integrations of digital assets into traditional ￰2￱ to CNBC , the bank informed its financial advisers on Friday that starting October 15, crypto investments will be available to all clients, regardless of risk profile or account type, including retirement accounts. BREAKING: MORGAN STANLEY TO LET ALL CLIENTS INVEST IN CRYPTO – ALLOWING SUCH INVESTMENTS IN ANY TYPE OF ACCOUNT, INCLUDING RETIREMENT ACCOUNTS – PER CNBC ￰3￱ — DEGEN NEWS (@DegenerateNews) October 10, 2025 Previously, access to crypto funds at Morgan Stanley was limited to clients with an “aggressive” risk tolerance and at least $1.5 million in investable assets who wanted exposure through a taxable brokerage ￰4￱ new policy removes those barriers, allowing any client to add crypto funds to their portfolio under adviser ￰5￱ Stanley to Offer Bitcoin, Ether, and Solana Trading as Bitcoin Hits Record High The move follows a broader shift in ￰6￱ regulation under the Trump administration, which has taken a more permissive stance toward digital ￰7￱ also comes as Morgan Stanley prepares to roll out direct trading of Bitcoin, Ether, and Solana through its E-Trade subsidiary. @MorganStanley has prepared to unlock $1.3T in crypto trading via E-Trade in 2026, starting with Bitcoin, Ether, and Solana. #Bitcoin #Crypto #MorganStanley ￰0￱ — ￰8￱ (@cryptonews) September 23, 2025 With $8.2 trillion in client assets, Morgan Stanley is the largest wealth management firm ￰9￱ expansion of crypto access positions the firm to compete with platforms such as Coinbase and Robinhood, which have attracted younger, crypto-native investors in recent ￰10￱ manage risk, the bank said it will use automated monitoring systems to ensure clients’ portfolios remain diversified and not overly concentrated in digital ￰11￱ bank’s Global Investment Committee (GIC) recently issued guidance recommending that crypto exposure be capped at 4% of total assets, depending on each client’s investment ￰12￱ a report dated October 1, Lisa Shalett, chief investment officer for Morgan Stanley Wealth Management, described cryptocurrency as “a speculative and increasingly popular asset class that many investors, but not all, will seek to explore.” The committee categorized Bitcoin as a form of “digital gold,” placing it under the broader “real assets” umbrella within investment ￰13￱ GIC’s allocation model suggests no mandatory exposure to crypto but allows advisers to include digital assets as part of a diversified ￰14￱ recommends that clients rebalance quarterly to maintain stability and avoid excess risk from volatile price ￰15￱ of now, Morgan Stanley advisors are permitted to pitch only Bitcoin funds managed by BlackRock and Fidelity.

However, sources familiar with the matter told CNBC that the bank is monitoring the market for potential additions, including funds covering other ￰16￱ can also request access to any listed crypto exchange-traded products available on ￰17￱ development comes amid renewed momentum in the crypto ￰18￱ surged to a new all-time high of $125,000 over the weekend , with data showing centralized exchange reserves at their lowest levels in six years, a sign of tightening supply as institutional demand ￰19￱ Lansdown Warns Retail Investors Against Crypto as Morgan Stanley Expands Digital Push As Wall Street firms move deeper into digital assets, the U. K.’s largest retail investment platform, Hargreaves Lansdown, has urged ￰20￱ company warned investors against adding cryptocurrencies to their portfolios, calling Bitcoin “not an asset class” and lacking “intrinsic value.” The statement comes shortly after the Financial Conduct Authority lifted its ban on crypto exchange-traded notes (ETNs) for retail ￰21￱ October 8 decision allows the products, debt instruments linked to digital assets, to trade on regulated exchanges and even be included in tax-free stocks and shares ISA ￰22￱ the move was seen as a major step toward cementing Britain’s position as a crypto hub, Hargreaves Lansdown said crypto’s extreme volatility makes it unsuitable for long-term investors.

Still, the firm acknowledged plans to permit “appropriate clients” to trade ETNs beginning in 2026, recognizing demand among speculative ￰23￱ Stanley Considering Spot Bitcoin ETFs for Brokerage Platform: Report @MorganStanley is considering adding spot Bitcoin ETFs to its brokerage platform and is currently in the process of conducting due diligence. #CryptoNews #news ￰1￱ — ￰24￱ (@cryptonews) February 29, 2024 Across the Atlantic, Morgan Stanley continues to expand its crypto ￰25￱ bank began offering spot Bitcoin ETFs to wealthy clients in August 2024 and plans to launch crypto trading for E-Trade users in the first half of ￰26￱ to Bloomberg, the new platform will initially support Bitcoin, Ether, and Solana, with infrastructure provided by ￰27￱ Stanley executives described the rollout as “phase one,” intended to integrate digital assets into traditional portfolios.

“The underlying technology has been proven,” said Jed Finn, head of wealth management. “Blockchain-based infrastructure is here to stay.”