Ex-Ripple Exec: XRP Isn’t Designed for the Crowd

A single statement can reset an entire ￰0￱ former Ripple executive Dilip Rao clarified XRP’s true purpose, he drew a firm line between mass speculation and institutional ￰1￱ remarks have reignited debate over whether the future of cryptocurrency will be driven by everyday traders or by the heavyweight financial institutions that move billions across ￰2￱ Summit Exchange The discussion returned to the spotlight after crypto commentator John Squire shared a video clip on X from a panel at the Global Islamic Economy ￰3￱ the session, moderator Serhat Yildirim asked: “Many people are using cryptos just to buy and sell and make quick gains out of ￰4￱ it hurt the growth of cryptocurrencies that they are used for a quick buck?” Ex-Ripple exec Dilip Rao says it plain: #XRP isn’t designed for the ￰5￱ token = digital gold in the new ￰6￱ — John Squire (@TheCryptoSquire) September 20, 2025 Rao’s response was both candid and revealing: “So it’s chicken and egg, you have to create a marketplace, and right now we have a hundred fifty to two hundred exchanges around the world that trade XRP, a lot of it as you say is very shallow, trading by individuals, and that is not the use case that we are ￰7￱ we are pursuing is the use of XRP as a financial asset by sophisticated institutions as a bridging mechanism.” “So does this hurt the humble?

It creates a lot of noise, and you ￰8￱ certainly don’t want that much noise, but we’re ￰9￱ example, in the last quarter, the bulk of XRP sales were institutional ￰10￱ this transitions from retail to institutions, we will start to use it for wholesale, you know, financial usage. That’s when the turning point comes.” Rao concluded. Rao’s response underscores Ripple’s clear ￰11￱ “chicken and egg” reference acknowledges that retail trading helped create the initial marketplace and ￰12￱ by describing most of that trading as “very shallow,” he makes it clear that speculative buying and selling may grab headlines but contribute little to the deep, dependable liquidity that true institutional adoption ￰13￱ Utility Over Retail Speculation Rao’s emphasis on “sophisticated institutions” reveals Ripple’s long-term vision for XRP as a wholesale bridge currency—a digital asset designed to move value between banks, payment providers, and global clearing ￰14￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Short-term retail speculation, he implies, is a distraction from this core ￰15￱ aims for a mature market where institutional investors provide liquidity and use XRP for high-volume, cross-border ￰16￱ and Community Reaction The resurfaced comments sparked strong reactions within the XRP ￰17￱ view Rao’s remarks as confirmation of the “digital gold” narrative, where each token becomes a key component of a new institutional financial ￰18￱ worry that sidelining retail users could limit market depth and slow organic growth.

Still, Rao’s statement aligns with Ripple’s established strategy of building enterprise-grade payment corridors and forging partnerships with major banks and financial ￰19￱ Bigger Picture By drawing a sharp contrast between retail speculation and institutional utility, Dilip Rao refocused attention on XRP’s original mission: serving as a bridge asset for global ￰20￱ retail traders ultimately benefit from this strategy will depend on how successfully Ripple integrates XRP into the infrastructure of international payments- a future where liquidity is provided not by casual traders, but by the world’s largest financial ￰21￱ : This content is meant to inform and should not be considered financial ￰22￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰23￱ are urged to do in-depth research before making any investment ￰24￱ action taken by the reader is strictly at their own ￰25￱ Tabloid is not responsible for any financial ￰26￱ us on Twitter , Facebook , Telegram , and Google News