As the year enters the last quarter, the crypto market is narrowing down on projects that are yet to be realized by 2 the big tokens, such as Bitcoin and Ethereum, continue to be stable, more investors are interested in new DeFi projects that can be actually used and have a development 3 such token is Mutuum Finance (MUTM) , which early adoptees consider the possible biggest surprise of Q4 4 Finance (MUTM) Mutuum Finance is a decentralized, non-custodial lending and borrowing protocol based on smart contracts, which does not involve 5 design allows users to lend, borrow and gain interest right in their 6 protocol is designed around two lending markets that are 7 original is Peer-to-Contract (P2C), which allows people to put their assets into liquidity pools and obtain mTokens, which are yield-generating ERC-20 receipts that automatically generate 8 an illustration, 1ETH is deposited to earn 1mtETH, which increases as more borrowers pay 9 second one, Peer-to-peer (P2P), matches single lenders and 10 are allowed to take variable or stable rates where the protocol dictates dynamic rates depending on the demand in the 11 Finance loans are established by Loan-to-Value (LTV) ratios based on the volatility of the 12 assets such as USDT are usually given up to approximately 75% LTV, whereas more risky tokens are given less than 13 case the value of collateral deteriorates beyond the safety levels, smart contracts will liquidate assets to secure 14 Success and Growing Momentum Mutuum Finance is in Phase 6 of its presale where MUTM is priced at $0.035 US 15 next step will increase the price by nearly 20% up to $0.04 USD and the launch price is officially set at $0.06 16 1, which started when the price was $0.01 US dollar, has already increased MUTM’s price by nearly 300% to the current presale 17 presale is given 45.5% (1.82B tokens) of the total number of 4 billion 18 project has raised over $18.4 million USD, received over 18,000 holders and sold allocated around 790million tokens, which is 85% of the current 19 high demand is indicated by the rapid 20 single presale stage sells more quickly than the previous one, which means that the project is becoming more popular as it is reaching another 21 Foundations, V1 Launch In Q4 2025, Mutuum Finance will launch V1 on the Sepolia Testnet and move out of the development phase and into the working phase, according to the official X statement .
V1 roadmap has the following key features: Liquidity Pools, minted tokens, Debt Tokens and an automatic Liquidator Bot to liquidate undercollateralized 22 project received a CertiK audit to establish trustability prior to launch, scoring 90/100 tokens scan score, which is a good indicator of the security of 23 team also has launched a bug bounty program, which provides up to $50,000 USD to external developers that identify code 24 steps indicate the team cares about transparency, user protection, and long-term sustainability, which analysts mention as the most important to the success of 25 V1 will be released shortly, analysts expect a big token revaluation when users get to look at the 26 is projected that the price could grow by 300-600% in early 2026 provided the adoption targets are 27 Are Investors Watching MUTM Closely?
Stable growth, effective tokenomics, and a successful presale have enabled Mutuum Finance to become one of the leading new crypto 28 current price of $0.035 US dollar gives first mover a significant edge over post listing prices of $0.06 USD and 29 the project keeps achieving milestones of its roadmap, analysts expect MUTM to increase 5-10x in the next few years, as organic token acquisition will rely on post-launch lending demand and platform 30 all projects have their own degree of risk, the extensive security audits of the Mutuum Finance, as well as its community-focused approach, may indicate that it could be one of the top crypto leading largest market surprises in Q4 31 more information about Mutuum Finance (MUTM) visit the links below: Website: 0 Linktree: 1
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