Secret Reports Connect XRP to HSBC, BARCLAYS & Bank of England

In the high-stakes world of cross-border finance, one secret meeting in London is attracting renewed ￰1￱ banking executives and Bank of England observers met at The Langham, London, to discuss a confidential report highlighting flaws in global payment systems and advocating for programmable settlement ￰2￱ banks like Barclays, HSBC, Standard Chartered, and Lloyds Banking Group reportedly discussed using the XRP Ledger to create a global liquidity network, according to a post by Lord Belgrave and shared by X-user ￰3￱ to Pumpius, this information is a secret report connecting XRP to HSBC, Barclays, and the Bank of ￰4￱ Problems: Why Banks Are Looking for Change The report, as described, focuses on three major pain points in correspondent banking: persistent liquidity locks, heavy messaging overhead, and multi-tier reconciliation delays.

EXPOSED: SECRET REPORT CONNECTING XRP TO HSBC, BARCLAYS & BANK OF ENGLAND REVEALED. A must read, especially if you’re new to #XRP ￰0￱ — Pumpius (@pumpius) November 8, 2025 Financial institutions, it says, “lock trillions of dollars in nostro-vostro accounts” simply to keep payments moving smoothly, while the messaging architecture (e. g., via SWIFT) dictates flow, not ￰5￱ contrast, landmark experiments by the Bank of England and Ripple showed that the Interledger Protocol enabled two simulated RTGS systems to settle cross-currency payments synchronously, eliminating reconciliation ￰6￱ Solution: Finite Finality on Modern Rails According to Pumpius’s post, the confidential report shifts quickly from diagnosis to ￰7￱ endorses a distributed ledger architectural design built on near-instant finality, embedded compliance layers, and minimal ￰8￱ its core is the XRP Ledger — cited as “at the center of that design.” While public records confirm that the Bank of England’s 2017 FinTech Accelerator ran a proof-of-concept with Ripple Labs ￰9￱ ILP-based settlement, they do not confirm the exact banks, meeting venue, or full report ￰10￱ Context & Recent Developments The involvement of HSBC and Barclays is plausible: HSBC announced in 2023 its partnership with Metaco, a platform acquired by Ripple, to support its institutional digital-asset custody ￰11￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 UK Finance has launched a pilot program for tokenized sterling deposits, partnering with major banks such as Barclays, HSBC, and Lloyds, to test digital pound deposits until ￰12￱ initiative aims to modernize payments, reduce fraud, and improve settlement processes, aligning with the UK’s crypto regulation ￰13￱ developments suggest a broader strategic alignment between major UK banks, tokenized-money experiments, and rails derived from the XRP ￰14￱ We Know, and What Remains Private Verified: The Bank of England has publicly documented a PoC with Ripple exploring synchronized settlement using ILP across RTGS ￰15￱ banks have launched pilots for tokenized deposits that enable programmable payments as part of an effort to modernize digital ￰16￱ remains private: the exact confidential report described by Pumpius and Lord Belgrave, the meeting details at The Langham, and the final agreements or contractual commitments the report purportedly ￰17￱ conclusion, the Pumpius post reignites the long-standing narrative that major banks and central banks are readying a tectonic shift in settlement ￰18￱ many pieces align with public disclosures, the specific report and linking of banks to the XRP Ledger remain unconfirmed in the public ￰19￱ readers following the evolution of digital ledger adoption, the convergence of PoCs, pilots, and private briefings suggests one thing: the rails for moving value may finally be under redesign.

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