Ripple Is Going After SWIFT Indirectly. Here’s What They Are Doing

A new chapter in global payments is quietly unfolding, not through confrontation, but through calculated strategy. Ripple’s latest acquisition of GTreasury, a world-leading corporate treasury and risk management platform, is being hailed as one of its most strategic moves ￰1￱ the crypto community long assumed Ripple would compete head-on with SWIFT, the company has instead chosen a more subtle but potentially more powerful route: integrating with the very systems global banks already depend on. A Strategic Move Hidden in Plain Sight GTreasury is no small player in the financial ￰2￱ Illinois-based company powers cash and liquidity management for some of the world’s largest corporations, offering direct integrations with banks, ERPs, and financial systems.

B y acquiring GTreasury, Ripple doesn’t just gain access to enterprise clients — it inherits a robust, SWIFT-certified infrastructure that already connects deeply to the global financial ￰3￱ a huge news ￰4￱ ￰5￱ all thinking Ripple qas going after SWIFT directly, however this is how they are doing it, through acquisition, then simply replace the backend, amazing Go Ripple and XRP ￰0￱ — Vincent Van Code (@vincent_vancode) October 20, 2025 This acquisition marks a shift from Ripple’s earlier strategy of building parallel systems. Instead, it signals a merger of old and new — fusing blockchain technology with the tools financial institutions already ￰6￱ this move, Ripple positions itself not as a disruptor looking to replace the status quo, but as the innovator upgrading it from ￰7￱ Ripple’s GTreasury Integration Targets SWIFT’s Core SWIFT has long dominated interbank messaging and payments.

B ut Ripple’s acquisition gives it a foothold in an area SWIFT doesn’t control : the corporate ￰8￱ GTreasury, Ripple now owns the technology treasurers use daily to manage liquidity, FX exposure, and global ￰9￱ gives Ripple an entry point where change happens most naturally — at the ￰10￱ Vincent Van Code observed on X, “We all thought Ripple was going after SWIFT directly; however, this is how they are doing it: through acquisition, then simply replace the backend.” His insight captures the quiet brilliance of Ripple’s approach: instead of competing on messaging, Ripple can slowly replace the underlying settlement ￰11￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 By embedding blockchain settlement options, including XRP and tokenized liquidity, within GTreasury’s existing platform, Ripple gives corporates a seamless upgrade ￰12￱ won’t need to overhaul their entire systems; they’ll simply have faster, cheaper, blockchain-based settlement options built right in.

A Foundation for Institutional XRP Adoption Beyond the headlines, the GTreasury deal could accelerate institutional adoption of ￰13￱ Ripple’s RLUSD stablecoin already live and its recent acquisitions strengthening custody and compliance, the company now has a complete stack: liquidity provision, settlement, and treasury management, all under one ￰14￱ CFOs and treasurers, this means blockchain integration without operational ￰15￱ Ripple, it means positioning XRP as the digital asset that powers instant global liquidity within existing treasury ￰16￱ Bigger Picture Ripple’s path to challenging SWIFT isn’t about a public showdown; it’s about backend ￰17￱ owning the systems where corporate payments originate, Ripple can quietly redefine how money moves ￰18￱ GTreasury’s clients begin adopting blockchain-based settlement at scale, the transformation of cross-border finance won’t arrive with a bang — it will unfold gradually, hidden behind the familiar dashboards treasurers already ￰19￱ isn’t just going after SWIFT.

It’s rebuilding the financial rails from the inside out — one acquisition at a ￰20￱ : This content is meant to inform and should not be considered financial ￰21￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰22￱ are urged to do in-depth research before making any investment ￰23￱ action taken by the reader is strictly at their own ￰24￱ Tabloid is not responsible for any financial ￰25￱ us on Twitter , Facebook , Telegram , and Google News