A quiet regulatory decision could change the future of digital 0 cryptocurrency industry is watching closely as Ripple’s long-awaited application for a 1 trust bank charter reaches its final review 2 move could redefine Ripple’s place in both the traditional banking system and the blockchain 3 Race Toward a National Trust Bank Charter Ripple submitted its national trust bank application to the 4 of the Comptroller of the Currency (OCC) earlier this 5 application entered a standard 120-day review 6 review evaluates Ripple’s capital adequacy, corporate governance, compliance structure, and risk management 7 approved, the charter would authorize Ripple to operate as a federally regulated financial institution under 8 Approval Would Mean for Ripple and XRP Approval would mark a historic milestone for 9 would officially make the company a 10 bank , subject to federal oversight and 11 status would allow Ripple to provide custody, settlement, and payment services through a fully integrated banking framework. @Ripple can make 12 official deadline for the Ripple National Trust Bank application is 13 approved, Ripple becomes a 14 bank,fully regulated, fully integrated.
But… with the government shutdown, who knows what happens next $XRP $Ripple … 15 — Arthur (@XrpArthur) October 30, 2025 Such recognition would also enhance Ripple’s credibility in the global financial 16 could streamline cross-border payment operations and support the integration of RLUSD, Ripple’s stablecoin launched in late 17 the approval would not directly change XRP’s classification, it could increase institutional interest and 18 Deadline and Looming Uncertainty According to blockchain researcher Arthur, who highlighted the situation on X, today marks the official deadline for the OCC’s decision. However, uncertainty surrounds the outcome.
A government shutdown could delay or complicate the agency’s final approval 19 routine administrative functions, such as regulatory reviews, often slow down during shutdown 20 means Ripple might not receive an immediate 21 OCC could approve, deny, or extend the review window if additional information is 22 are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Market Implications for XRP Holders A successful approval would likely reinforce market confidence in Ripple’s long-term 23 could interpret it as validation of Ripple’s compliance framework and regulatory 24 and institutional partners might also view XRP as a more secure and credible 25 the other hand, a delayed or denied application could temporarily impact XRP’s market 26 and analysts are closely monitoring official communications from both Ripple and the OCC for the next 27 and Institutional Context The timing of this decision coincides with a politically sensitive period in 28 government shutdown has slowed administrative operations across several 29 the OCC can continue limited functions, full-scale approvals during a shutdown are 30 adds another layer of uncertainty to Ripple’s 31 Comes Next Observers expect the OCC to release a public notice if a decision is 32 executives may also issue statements confirming the 33 participants are watching Ripple’s regulatory filings, OCC updates, and potential new partnerships for signs of 34 history is made today depends on one regulator’s 35 Ripple, the outcome could cement its place in 36 or extend its long regulatory 37 way, today’s deadline represents one of the most pivotal moments in the company’s 38 : This content is meant to inform and should not be considered financial 39 views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s 40 are advised to conduct thorough research before making any investment 41 action taken by the reader is strictly at their own 42 Tabloid is not responsible for any financial 43 us on Twitter , Facebook , Telegram , and Google News
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