The growing narrative around XRP’s potential has moved far beyond 0 now rests on documented institutional links and verified financial 1 suggest XRP may soon play a major role in the global settlement landscape, reshaping digital liquidity and value routing. ProfessoRipplEffect’s Thesis On X, researcher ProfessoRipplEffect presented a detailed, evidence-based theory explaining XRP’s valuation 2 analysis connects Ripple and the XRP Ledger (XRPL) to established financial infrastructures, global policy frameworks, and enterprise-grade 3 argument relies on documented sources, not conjecture, and positions XRP as a bridge asset capable of facilitating multi-trillion-dollar settlement 4 Scale of Global Settlement Systems Modern settlement networks handle unimaginable transaction 5 Depository Trust and Clearing Corporation (DTCC) processed about $3.7 quadrillion in securities transactions in 2024, according to its latest annual 6 figure alone dwarfs the total crypto market capitalization and challenges the idea that digital assets are “too small” for serious financial 7 PRICE HAS THE POTENTIAL TO EXPLODE THIS IS NOT BASED ON RANDOM/SPECULATIVE guesswork I provide documentation for every last part of this working 8 DYOR A working (theory) on XRP price valuation —… 9 — ProfessoRipplEffect (@ProfRipplEffect) November 7, 2025 Institutional Integration and Infrastructure Alignment Ripple and the XRPL have already appeared in major institutional 10 R3 Corda Settler platform listed XRP as its first settlement asset, demonstrating interoperability with global financial 11 has also engaged with the Bank for International Settlements (BIS), International Monetary Fund (IMF), and Financial Stability Board (FSB).
These institutions influence global payment standards, placing XRPL within credible policy discussions rather than speculative 12 and ISO 20022 Migration Global payment systems are undergoing a synchronized upgrade to ISO 20022 messaging 13 transition, expected to finalize in November 2025, will unify cross-border payment formats and enable new interoperability. Ripple’s technology aligns with this standard, allowing banks and settlement providers to connect efficiently to the 14 timing of this migration could mark a critical point for utility-driven 15 are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 XRP’s Built-In Deflationary Mechanism Every XRPL transaction requires a small fee paid in 16 fee is permanently destroyed, not recycled or 17 transaction volumes grow, this deflationary burn mechanism steadily reduces 18 with fixed circulation of roughly 50 billion XRP, growing utility can produce natural price pressure over 19 Recognition and Industry Participation Ripple’s inclusion in the Federal Reserve’s Faster Payments Task Force under “Real-Time Cross-Border Transactions” highlights early 20 recognition.
Similarly, Ripple’s membership in the International Payments Framework Association (IPFA) places it beside SWIFT, the Federal Reserve, and major banks like RBC and 21 reinforces XRP’s presence within global payment governance rather than isolated 22 Valuation Logic ProfessoRipplEffect’s model links XRP price directly to the share of settlement volume routed through 23 one percent of global settlement flows implies substantial value due to the scale 24 model emphasizes utility, liquidity routing, and institutional adoption, rather than speculative 25 conclusion, the thesis presented by ProfessoRipplEffect stands on verifiable documentation and institutional 26 XRP’s deflationary design, ISO 20022 readiness, and deepening global integration, the asset’s long-term valuation framework appears grounded in tangible 27 adoption follows the trajectory outlined, XRP could indeed emerge as a key settlement bridge across global markets.
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