Pundit to XRP Holders: Big Moves in U.S. Payments

A quiet revolution is unfolding in the American financial landscape—one that could redefine how money flows among banks, businesses, and ￰0￱ ￰1￱ Reserve is deep into building modern payment infrastructure designed for instant settlement, marking the nation’s most significant upgrade to its core financial systems in ￰2￱ XRP holders, this development represents both an opportunity and a challenge, as it could reshape the landscape in which blockchain-based assets, such as XRP, ￰3￱ Rietveld Sparks Debate Among XRP Community Crypto analyst Levi Rietveld of Crypto Crusaders reignited interest in the ￰4￱ overhaul through a post on ￰5￱ the clip he shared, Federal Reserve Chair Jerome Powell highlighted the scale and purpose of the central bank’s investment in modern settlement ￰6￱ stated: “We’re also, as you know, investing heavily right now in building a new settlement system for instant ￰7￱ the U.

S., it’ll be the first such major expansion of our core payment systems since the ￰8￱ found the case for this quite compelling for consumers, businesses, and just ensuring that all financial institutions have access to the payment system.” Rietveld’s post has since drawn attention among XRP supporters, who interpret the Fed’s commitment to instant settlement as validation of the broader trend toward real-time payments — a domain where XRP has long claimed ￰9￱ Moves in ￰10￱ #XRP ￰11￱ — Levi | Crypto Crusaders (@LeviRietveld) October 7, 2025 FedNow: The ￰12￱ the Instant Payment Era The Federal Reserve’s FedNow Service, launched in July 2023, represents a pivotal step toward real-time ￰13￱ platform allows financial institutions to clear and settle payments instantly, 24 hours a day, 7 days a week, marking the first such modernization of ￰14￱ rails in nearly fifty ￰15￱ its launch, Powell explained the system’s potential benefits: “Over time, as more banks choose to use this new tool, the benefits to individuals and businesses will include enabling a person to immediately receive a paycheck or a company to instantly access funds when an invoice is paid.” While over 500 banks had joined the network by 2024, Powell acknowledged that adoption would take time: “It’s early ￰16￱ expect it’ll take some time, but it’s there — and we think it’ll be beneficial.” Despite the gradual rollout, the Fed’s long-term goal remains clear — to ensure that every ￰17￱ institution, regardless of size, has equal access to fast, secure, and affordable payment ￰18￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 What It Means for XRP and Blockchain Settlements The Fed’s modernization efforts introduce both competition and collaboration potential for blockchain-based systems such as XRP ￰19￱ is not a cryptocurrency network — it’s a centralized, bank-facing rail — but its introduction raises expectations for settlement speed and efficiency across the financial ￰20￱ XRP holders, the implications are twofold: The Fed’s push for instant payments could reduce the urgency for banks to explore external blockchain-based solutions.

However, it could also open new avenues for interoperability, where XRP and other blockchain platforms integrate with or complement traditional systems to handle cross-border liquidity and off-hours ￰21￱ argue that as the FedNow system matures, financial institutions may still turn to tokenized liquidity solutions — such as those powered by XRP — to achieve cross-border reach and on-demand currency conversion that domestic systems alone cannot provide. A Converging Future for ￰22￱ Jerome Powell’s comments, amplified by Levi Rietveld’s post, highlight a broader transformation already ￰23￱ United States is not only catching up to real-time payment standards seen in regions like Europe and ￰24￱ is also setting the stage for hybrid settlement models — ones that may blend centralized rails with decentralized liquidity ￰25￱ the XRP community, this is a pivotal ￰26￱ the Fed reshapes domestic payments, XRP’s relevance will hinge on its ability to integrate with, rather than compete against, these new ￰27￱ race toward instant settlement is on — and the ￰28￱ Reserve has officially entered the ￰29￱ : This content is meant to inform and should not be considered financial ￰30￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰31￱ are urged to do in-depth research before making any investment ￰32￱ action taken by the reader is strictly at their own ￰33￱ Tabloid is not responsible for any financial ￰34￱ us on Twitter , Facebook , Telegram , and Google News