Ripple’s recent move has set the financial world 0 company’s application for a 1 banking charter has entered public review , sparking heated discussions about what this could mean for the future of blockchain-based 2 Ripple’s name now appearing in the Office of the Comptroller of the Currency (OCC) registry under “Ripple National Trust Bank,” analysts say the implications could be monumental — not just for Ripple itself, but for XRP, the digital asset that powers its global payment ecosystem. Ripple’s Banking Ambition Comes Into Focus Ripple’s application to the OCC represents a strategic leap that would allow the company to operate as a federally regulated trust bank in the United 3 records show that the “Ripple National Trust Bank” application has officially entered the OCC’s review phase, a process that involves comprehensive scrutiny by regulators, industry stakeholders, and the general 4 approved, the trust charter would empower Ripple to hold digital and fiat assets in custody, offer payment settlement services to financial institutions, and operate directly under federal supervision — privileges currently reserved for regulated banking 5 would effectively position Ripple among the few blockchain firms with a national banking footprint, placing it alongside major fintechs that have secured OCC trust licenses in recent years.
REMINDER: RIPPLE’S OCC BANKING LICENSE APPLICATION IS NOW PUBLIC — “RIPPLE NATIONAL TRUST BANK” ENTERS REVIEW PHASE. $XRP TO $10 IN NO TIME IF APPROVED! 6 — STEPH IS CRYPTO (@Steph_iscrypto) October 15, 2025 A Strategic Step Toward Financial Integration For years, Ripple has been bridging the gap between blockchain technology and traditional 7 RippleNet network already connects hundreds of financial institutions worldwide, offering real-time settlement and liquidity solutions. However, the banking charter represents the missing link that could bring Ripple’s operations under direct 8 oversight, aligning them with the ISO 20022 global messaging standard and enhancing trust among institutional 9 approval could also strengthen Ripple’s RLUSD stablecoin by enabling Ripple to manage stablecoin reserves and custody operations 10 integration would allow seamless on- and off-ramping between fiat and digital assets, streamlining settlement across RippleNet and potentially boosting transactional demand for 11 Sentiment: XRP’s $10 Target Gains Traction The development caught the attention of market analyst STEPH IS CRYPTO, who highlighted the OCC filing on X, calling it a “potential game-changer” for 12 to Steph, the approval of Ripple’s national trust bank could propel XRP’s price to $10 in no time, reflecting the market’s growing confidence in regulatory-compliant crypto 13 reasoning behind this projection is simple: approval would signify official recognition of Ripple as a U.
S.-chartered financial institution, eliminating much of the regulatory uncertainty that has historically weighed on XRP’s 14 investors — who have been cautious amid years of SEC scrutiny — could then re-enter the market, fueling liquidity and 15 Steph’s $10 prediction embodies bullish optimism, market experts caution that XRP’s long-term valuation will still depend on broader adoption trends, liquidity cycles, and regulatory clarity across other 16 are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Regulatory Challenges and Opposition Despite growing excitement, Ripple’s path to approval is not without 17 community banking groups and policy advocates have already filed objections , citing concerns about consumer protection and fair 18 such as the Independent Community Bankers of America (ICBA) have called for stringent oversight, warning that crypto-affiliated banks could introduce new financial 19 OCC, therefore, faces a delicate task — balancing innovation with 20 comment, objection, and compliance submission will factor into the final decision, which could take several months depending on the complexity of the 21 Broader Implications for the Crypto Market Ripple’s trust bank application symbolizes more than just one company’s 22 represents a turning point in the convergence of blockchain and traditional 23 approved, the “Ripple National Trust Bank” would not only solidify Ripple’s regulatory standing but could also set a precedent for other blockchain firms seeking federal 24 a move would likely accelerate mainstream financial integration of digital assets, providing institutions with a compliant gateway into crypto settlements — and positioning XRP as a key liquidity instrument for global 25 Thoughts Ripple’s national trust bank bid is more than a regulatory milestone; it’s a statement of 26 signals the company’s readiness to operate within the highest levels of 27 regulation — a development that could redefine how digital assets are perceived by banks and investors 28 Eteph puts it, if the OCC gives its approval, “XRP to $10” might not be just a dream but the start of a new chapter in the global financial system’s blockchain 29 now, all eyes are on Washington — and on the outcome of Ripple’s historic 30 : This content is meant to inform and should not be considered financial 31 views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s 32 are urged to do in-depth research before making any investment 33 action taken by the reader is strictly at their own 34 Tabloid is not responsible for any financial 35 us on Twitter , Facebook , Telegram , and Google News
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