Fed’s Economist Confirmed: Ripple (XRP) Can “Co-exist with the U.S Payment System”

A resurfaced video of Federal Reserve economist David Andolfatto has drawn attention to a significant statement about Ripple’s protocol and its potential role in the ￰1￱ ￰2￱ by crypto researcher SMQKE, the clip features Andolfatto acknowledging that Ripple’s system could “coexist with the ￰3￱ system,” a remark that has reignited discussions around how blockchain technology may integrate with central banking ￰4￱ exchange took place during a public event at the Federal Reserve Bank of St. Louis, where Andolfatto previously served as Vice President of ￰5￱ audience member, a Ripple user, raised a question regarding the possibility of peer-to-peer, currency-agnostic payment systems operating alongside central banks in the United ￰6￱ economist’s response offered a measured but notable endorsement of interoperability between traditional financial systems and blockchain-based platforms.

Remember, the Federal Reserve’s David Andalfatto confirmed that Ripple’s protocol can “co-exist with the U. S Payment system.” Listen closely. ￰0￱ ￰7￱ — SMQKE (@SMQKEDQG) October 21, 2025 Andolfatto’s Explanation of Coexistence In the clip, Andolfatto acknowledged Ripple as a “currency-agnostic platform” designed to facilitate global payments without depending on a single monetary ￰8￱ explained that Ripple’s protocol is capable of processing payments for individuals and institutions across various currencies, whether U. S. dollars, yen, or digital assets such as ￰9￱ to his remarks, the Federal Reserve could be viewed as one of several institutions whose currency could be used within the Ripple framework, suggesting a model in which central bank and blockchain-based infrastructures function in ￰10￱ further described Ripple as a system capable of supporting financial inclusion by enabling cross-border transactions for the ￰11￱ emphasized that the platform’s ability to operate independently of any one currency offers a potential bridge between the traditional banking sector and emerging decentralized ￰12￱ conclusion that there is already “room for coexistence” underscored the view that blockchain networks could integrate into the current monetary system rather than compete against ￰13￱ Reactions and Interpretations Following SMQKE’s post, the video quickly circulated among digital asset analysts and XRP community members, many interpreting Andolfatto’s statement as validation of Ripple’s institutional ￰14￱ X user, X Finance Bull, responded by suggesting that coexistence may understate the eventual dynamic, arguing that central institutions could ultimately depend on Ripple’s infrastructure to facilitate efficient payment ￰15￱ Andolfatto’s remarks date back several years, their resurfacing comes at a time when blockchain interoperability, regulatory clarity, and cross-border payment modernization are receiving renewed attention from both policymakers and private ￰16￱ reference by a Federal Reserve economist to Ripple’s protocol as compatible with ￰17￱ operations continues to hold symbolic weight in ongoing debates about the role of distributed ledger technology in future financial ￰18￱ : This content is meant to inform and should not be considered financial ￰19￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰20￱ are advised to conduct thorough research before making any investment ￰21￱ action taken by the reader is strictly at their own ￰22￱ Tabloid is not responsible for any financial losses.