Patrick Bet-David XRP Will Replace SWIFT. Here’s why

A recent observation by crypto analyst Ripple Van Winkle has shed light on comments made by American entrepreneur and media host Patrick Bet-David, regarding the potential of XRP in transforming the global payments ￰0￱ a live segment on his popular PBD Podcast, Bet-David described the Society for Worldwide Interbank Financial Telecommunication (SWIFT) as outdated, emphasizing XRP’s advanced capabilities as a next-generation payment ￰1￱ Winkle highlighted this exchange, noting that it had not received the level of recognition it deserved within the financial and digital asset communities. #XRP WILL REPLACE SWIFT ACCORDING TO PATRICK BET-DAVID ￰2￱ — Ripple Bull Winkle | Crypto Researcher (@RipBullWinkle) October 24, 2025 Contrasting SWIFT and Ripple Technology In his analysis, Van Winkle stressed that Bet-David’s remarks captured a critical truth about the current state of international ￰3￱ SWIFT network, established in the 1970s, has long served as the global standard for cross-border transactions.

However, it relies on intermediaries and legacy infrastructure that can delay settlement times and increase transaction ￰4￱ to Van Winkle, Ripple’s blockchain-based payment system eliminates many of these inefficiencies, providing instant settlement without the need for correspondent banks or costly wire ￰5￱ noted that this technological advantage has already led to widespread adoption, with more than one hundred financial institutions currently using or testing ￰6￱ network supports real-time global transfers, demonstrating the practicality of blockchain-based liquidity solutions in mainstream ￰7￱ Winkle emphasized that Ripple’s system is not experimental, but an operational and scalable infrastructure reshaping how value moves across ￰8￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Institutional Adoption and XRP’s Role Van Winkle explained that each transaction processed through RippleNet exerts a positive influence on XRP, the digital asset used for liquidity within the ￰9￱ speculative use cases, XRP’s function in facilitating real-world transactions underpins its utility and long-term ￰10￱ underscored that this is not merely a new payment option but a foundational shift in how global transfers are ￰11￱ network’s performance and reliability, he added, have validated Ripple’s approach to solving one of the most persistent challenges in global finance—cross-border settlement speed and ￰12￱ in Financial Infrastructure Patrick Bet-David’s endorsement of XRP as an evolution beyond SWIFT supports the growing belief that blockchain solutions are poised to redefine financial ￰13￱ traditional networks continue to hold dominance, the growing efficiency, scalability, and adoption of RippleNet indicate a significant shift ￰14￱ Winkle’s commentary positions this moment as an early sign of that transition, where innovation, not tradition, determines the future of international money ￰15￱ : This content is meant to inform and should not be considered financial ￰16￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰17￱ are advised to conduct thorough research before making any investment ￰18￱ action taken by the reader is strictly at their own ￰19￱ Tabloid is not responsible for any financial ￰20￱ us on X , Facebook , Telegram , and Google News