Tria raises $12M to be the leading self-custodial neobank and payments infrastructure for humans and AI.

New York City, United States, October 14th, 2025, Chainwire Tria (tria. so) has raised $12 million in pre-seed and strategic funding to build a global self-custodial neobank—designed for both humans and AI ￰0￱ round includes participation from P2 Ventures, Aptos, Tria’s own community and executives from Polygon, Ethereum Foundation, Wintermute, Sentient, 0G, Concrete, Eigen, and ￰1￱ and Polygon served as Pre-seed ￰2￱ like Revolut and Monzo simplified fiat finance by masking legacy complexity and are now managing over $4 trillion in global transactions. Web3 takes this further by removing intermediaries ￰3￱ is solving the biggest gap in crypto: actually using ￰4￱ the first time, users can spend, trade, and earn – all from one self-custodial balance, without ever thinking about gas, bridges, or seed ￰5￱ grabbing coffee in Tokyo to swapping tokens across chains, Tria enables instant, seamless, and fee-free ￰6￱ Visa cards function in over 150 countries and support more than 1,000 ￰7￱ are routed through Tria’s BestPath engine for optimized execution, and idle assets earn yield that automatically repays the card balance.

Tria’s proprietary technology is called BestPath AVS – a decentralized settlements marketplace where solvers, routers, and relayers compete to route transactions instantly across ￰8￱ routes payments and trades for over 250K users, used by 70+ protocols and AI ecosystems like Polygon, Arbitrum, Sentient and Injective. Stablecoins, RWAs, and autonomous agents are rewriting the financial stack. On-chain volume is projected to hit $100T by 2030, yet 98% of users are still stuck in legacy ￰9￱ unlocked TradFi via design. Web3 now needs the same – without giving up ￰10￱ 2030, over 25% of global digital payments (~$25–30T annually) will be executed by AI ￰11￱ is that missing piece: the consumer neobank up top and the programmable payments infrastructure ￰12￱ by Parth Bhalla and Vijit Katta , Tria’s team includes alumni from Binance, Polygon, OpenSea, Nethermind, Intel and more – with backing from prominent UAE Royal Family and government officials and leaders from Ethereum Foundation, Polygon, and ￰13￱ part of its commitment to build with the community, not just for it – Tria is said to be preparing a public allocation ￰14￱ offering would give users a chance to own a stake in the neobank they ￰15￱ details are expected to be announced soon via Tria’s social channels – X and ￰16￱ Tria Tria is a self-custodial neobank that unifies spending, trading, and earning across all chains — without bridges, gas, or ￰17￱ for both humans and AI, Tria makes money programmable, enabling anyone or any agent to transact natively ￰18￱ by its interoperability layer, BestPath AVS, Tria abstracts away the complexity of crypto to deliver instant, global, and autonomous ￰19￱ Tria hello@tria.

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