JPMorgan Enables BTC, ETH Collateral for Institutional Loans

JPMorgan Chase will allow institutional clients to use Bitcoin and Ether as loan collateral by December ￰0￱ bank aims to expand its crypto services for global institutions. A third-party custodian will secure the assets, ensuring regulatory ￰1￱ ETF Collateral Policy The bank already accepts crypto-linked ETFs as collateral, a practice started in ￰2￱ new step integrates raw Bitcoin and Ether into its lending ￰3￱ has offered crypto services to clients since 2020, reflecting a cautious embrace of digital ￰4￱ on Institutional Lending The program targets large-scale clients like hedge funds and asset ￰5￱ excludes retail investors, minimizing regulatory ￰6￱ move unlocks capital efficiency for institutions holding significant crypto assets, aligning with Wall Street’s growing crypto ￰7￱ for Crypto Markets Crypto lending reached $10 billion in Q3 2025, driven by institutional demand.

JPMorgan’s entry could increase liquidity and legitimize digital assets ￰8￱ see this as a step toward mainstream financial adoption, though custody risks remain a concern.