Forget Billions—XRP Could Hit Trillions, Leading Expert Says

Ripple’s recent moves are drawing new attention after Western Union picked Solana for a USDPT rollout in ￰0￱ to supporters of XRP, that headline misses a bigger picture: Ripple has been buying firms that touch much larger pools of ￰1￱ Reading: Bitcoin Drop Shaves $5 Billion From Satoshi Nakamoto’s Untouched Fortune Western Union’s deal could steer over $100 billion in annual cross-border flow to ￰2￱ some say that sum is small compared with the pipelines Ripple is tying ￰3￱ Not Billions Based on reports, Ripple has added firms that already sit inside massive payment and liquidity ￰4￱ Road, a global prime brokerage, clears about $3 trillion a ￰5￱ provides treasury tools that move trillions in payments across 160+ ￰6￱ handles roughly 10% of all stablecoin-based payment volume ￰7￱ figures matter because ownership gives a different kind of access than a short-term partnership ￰8￱ of you have asked for my thoughts on the western union x solana announcement, so here they are.

TLDR: billions are cool, but trillions are ￰9￱ western union handles billions of dollars each year, ripple is on its way to handling trillions of dollars each year.… — Dom | EasyA (@dom_kwok) October 29, 2025 Market Comment And Skepticism Market voices pushed ￰10￱ Melker questioned XRP’s current role after Western Union chose Solana, noting Western Union had tested the XRP Ledger for ￰11￱ choice has prompted debate about whether XRP still matters for big global payments right ￰12￱ the same time, Ripple’s backers argue a deeper story exists beyond which chain a single company picks for its ￰13￱ As The Settlement Layer According to Dom Kwok, co-founder of EasyA, the proper lens is ￰14￱ says the conversation should not center on deals worth billions but on the trillions Ripple now touches through ￰15￱ and others suggest those companies could be steered to use the XRP Ledger for settlement over time.

Ripple’s own technology and business moves are being framed as the plumbing that could let XRP settle large, institutional ￰16￱ Speak Up Flare CEO Hugo Philion has also downplayed the Western Union news, saying it does not undercut Ripple’s ￰17￱ on reports from community figures, some engineers and analysts now say XRP could shift from a bridge token to a place people hold ￰18￱ will come a time where XRP and XRPL is just where you keep most of your ￰19￱ is called ￰20￱ hint. — Vincent Van Code (@vincent_vancode) October 17, 2025 Vincent Van Code told followers that “a time will come when XRP and the XRP Ledger are just where you keep most of your wealth,” a view which mirrors comments by Ripple’s CTO David Schwartz about users acting as their own ￰21￱ ￰22￱ When a company owns a platform, it can choose how that tool ￰23￱ show acquisitions give Ripple a steadier role in payments and trading services than a single contract ￰24￱ ownership does not guarantee instant ￰25￱ institutional flows onto a specific ledger is complex and can take ￰26￱ Reading: Dogecoin Enters The Big Leagues — Stadium And Jerseys Get A Crypto Makeover What This Means Going Forward For now, the debate will track two ￰27￱ asks whether wins like Western Union’s Solana deal signal broader market ￰28￱ other watches whether Ripple’s purchases translate into actual settlement volume for ￰29￱ such as $3 trillion, trillions across 160+ countries, and 10% of stablecoin payments give weight to the second ￰30￱ adoption at scale is not automatic, and observers will be looking for clear signs that those trillions are truly shifting toward the XRP ￰31￱ image from Shutterstock, chart from TradingView