Black Swan Capitalist: XRP vs Solana Isn’t Even a Debate. Here’s why

Western Union’s decision to build a new stablecoin on Solana has become a major topic of interest across the digital asset ￰0￱ move positioned Solana as a central player in Western Union’s digital payment ￰1￱ not everyone is convinced that it poses a challenge to XRP’s long-held dominance in institutional ￰2￱ those holding that view is Vandell Aljarrah, co-founder of Black Swan ￰3￱ reaffirmed that Solana and XRP were designed for fundamentally different purposes, stating, “XRP vs Solana isn’t even a debate.” XRP vs Solana isn’t even a ￰4￱ was built for institutional ￰5￱ was built for retail ￰6￱ it together people. — Vandell | Black Swan Capitalist (@vandell33) November 1, 2025 Diverging Blockchains and Different Audiences Aljarrah made his stance clear in a recent post, stating, “XRP was built for institutional ￰7￱ was built for retail applications.” His words echo a sentiment shared by many in the XRP community who see XRP’s infrastructure as uniquely suited for large-scale, regulated financial transfers.

Solana’s architecture, while efficient for decentralized finance and consumer-facing applications, was never intended to solve the problems XRP targets in the cross-border payment sector. XRP’s Enduring Role in Cross-Border Settlements Despite this notable partnership, experts like Aljarrah maintain that XRP serves as the benchmark for institutional-grade liquidity ￰8￱ digital asset was developed to enable fast, cost-efficient, and regulatory-compliant cross-border transactions between banks and payment ￰9￱ has spent years building relationships with financial institutions worldwide and integrating with global payment ￰10￱ Western Union’s collaboration with Solana represents innovation in stablecoin issuance, it does not replace XRP’s role in financial settlements.

XRP’s function as a bridge asset remains one of the few solutions proven to handle large-value transfers under institutional ￰11￱ and others believe this distinction is critical when comparing the two ￰12￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Will XRP Dominate the Global Financial Market? Western Union’s pivot toward Solana follows a broader trend of traditional finance exploring blockchain technology for various use cases. However, XRP’s focus on institutional adoption positions it differently from networks like Solana that cater to consumer and developer ￰13￱ XRP Ledger was built with compliance, liquidity management, and interoperability in mind, and financial entities prioritize these ￰14￱ digital asset’s infrastructure remains tailored for banks and remittance providers seeking efficient liquidity mechanisms.

XRP’s foundation in institutional finance ensures its relevance in the cross-border payments ￰15￱ experts believe it will play a much larger role, moving trillions across the world rather than through Western ￰16￱ : This content is meant to inform and should not be considered financial ￰17￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰18￱ are advised to conduct thorough research before making any investment ￰19￱ action taken by the reader is strictly at their own ￰20￱ Tabloid is not responsible for any financial ￰21￱ us on X , Facebook , Telegram , and Google News