The digital asset landscape has matured from bold experiments into a new phase defined by performance, efficiency, and practical 0 laid the foundation by proving that decentralized money could exist, but the conversation has now shifted to what can deliver real-world payments at 1 this evolving environment, XRP is increasingly positioned as the network that doesn’t just demonstrate possibility — it perfects 2 Experiment to Utility The debate resurfaced recently when John Squire referenced a remark by Ripple CEO Brad Garlinghouse, who said during the 2017 Singapore Fintech Festival that Bitcoin was a great experiment, but not for 3 comment, made nearly a decade ago, remains highly 4 Bitcoin validated the concept of blockchain-based money, its limitations for everyday transactions continue to drive the search for networks built for payment 5 PROVED IT. $XRP PERFECTS 6 Garlinghouse: “Bitcoin was a great experiment, but not for payments.” The new financial era runs on utility, not 7 — John Squire (@TheCryptoSquire) October 3, 2025 What Bitcoin Achieved Bitcoin’s achievement cannot be 8 proved that decentralized, censorship-resistant digital money could function at scale, sparking a technological and financial 9 remains a trusted store of value, often described as “digital gold.” Yet its proof-of-work system and limited capacity — processing only around seven transactions per second — have long restricted its role as a practical payment 10 fees during periods of congestion further highlight the challenge of using Bitcoin for low-cost, high-frequency 11 XRP Advances the Model This is where XRP 12 XRP Ledger (XRPL) was designed specifically for payments, focusing on speed, efficiency, and 13 settle in three to five seconds, fees remain consistently negligible, and the network is capable of thousands of transactions per 14 Bitcoin’s energy-intensive proof-of-work, XRPL relies on a consensus mechanism optimized for performance, making it well-suited for cross-border transfers, remittances, and enterprise-grade financial 15 are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Utility Over Ideology The contrast highlights a critical evolution in the crypto 16 proved the philosophy of decentralized value transfer, but XRP is designed to deliver the mechanics of seamless 17 two assets are not in competition for the same role — rather, they represent different phases of blockchain’s 18 continues to serve as a store of value , while XRP is engineered as financial infrastructure for a world increasingly driven by speed, efficiency, and interoperability.
A New Financial Era Institutions, payment providers, and fintech innovators are seeking scalable and reliable solutions, driving demand for networks that offer tangible benefits and real-world 19 Squire’s framing of the debate captures this turning point: the next era of finance will not be built on experiments but on systems that can meet the demands of global commerce. XRP’s design and growing use cases position it at the heart of this 20 summary, Bitcoin pioneered the concept of decentralized digital money, paving the way for an entire industry to 21 as Garlinghouse observed, proving the concept is not the same as perfecting it for payments.
XRP’s speed, scalability, and low costs make a case for its potential to serve as the foundation for the future financial 22 a world now focused on utility rather than ideology, XRP offers a blueprint for how blockchain can truly power the future of global 23 : This content is meant to inform and should not be considered financial 24 views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s 25 are urged to do in-depth research before making any investment 26 action taken by the reader is strictly at their own 27 Tabloid is not responsible for any financial 28 us on Twitter , Facebook , Telegram , and Google News
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