Bitcoin Investor Unveils Theory on How XRP Will See a Strategic Rise to $50

Pumpius, a long-time Bitcoin investor, has presented a detailed case for why XRP could rise to $50 in the near ￰0￱ analysis links the potential price increase not to speculative market activity but to a regulatory development that may position Ripple as a regulated banking entity in the United ￰1￱ to Pumpius, Ripple’s ongoing application for a national bank charter under the ￰2￱ of the Comptroller of the Currency (OCC) could prove decisive for XRP’s ￰3￱ submitted its request in July, and the OCC has a 120-day review process, suggesting that a decision could arrive as early as ￰4￱ ￰5￱ institutions, such as JPMorgan , Citi, and BNY Mellon, operate under this same regulatory ￰6￱ would authorize Ripple to function as a federally chartered bank, providing services that extend beyond those of a typical fintech ￰7￱ Pumpius’s view, XRP would become the asset powering Ripple’s settlement system once the charter is ￰8￱ of Approval If successful, Ripple would gain rights that include direct access to the Federal Reserve , authority to custody tokenized assets and cryptocurrencies, and the ability to issue stablecoins and facilitate securities ￰9￱ argues that these privileges would enable Ripple to eliminate reliance on intermediaries, enabling financial institutions to use Ripple’s systems ￰10￱ this framework, XRP would serve as the primary liquidity token connecting global institutions to tokenized ￰11￱ points to daily bank settlements worldwide, which total roughly $6.6 ￰12￱ suggests that even a minimal percentage of this volume moving through Ripple’s network could lead to substantial demand for ￰13￱ on this calculation, he concludes that a $50 valuation per XRP is achievable through scaled adoption rather than ￰14￱ trading near $2.72 , XRP would need to climb approximately 1,673% to meet this target.

A $50 price point would also imply a market capitalization of about $3 trillion, exceeding Bitcoin’s present valuation of $2.1 ￰15￱ and Regulatory Milestones Ripple recently resolved its extended dispute with the ￰16￱ and Exchange Commission, a development that Pumpius describes as a step toward regulatory ￰17￱ maintains that the lawsuit was less of a barrier and more of a necessary alignment before Ripple could advance to the banking ￰18￱ to him, the approval of an OCC charter would redefine XRP’s role from that of a digital asset to a regulated component of the ￰19￱ ￰20￱ From Banking Groups Despite this outlook, Ripple’s pursuit of a national banking license has encountered strong ￰21￱ financial industry organizations, including the American Bankers Association, have urged the OCC to delay approvals for charter applications from Ripple and other crypto-focused firms such as ￰22￱ groups argue that digital asset services do not align with fiduciary standards and that approving applications without broader public review undermines decades of regulatory ￰23￱ also warn that granting national charters could give crypto companies an advantage by allowing them to avoid state-level licensing ￰24￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 Pumpius’s analysis connects XRP’s path to $50 with Ripple’s regulatory progress rather than speculative ￰25￱ the potential approval of a national banking license could provide Ripple and XRP with significant new opportunities, resistance from established financial groups highlights the challenges that remain before such a transformation could take ￰26￱ : This content is meant to inform and should not be considered financial ￰27￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰28￱ are advised to conduct thorough research before making any investment ￰29￱ action taken by the reader is strictly at their own ￰30￱ Tabloid is not responsible for any financial ￰31￱ us on X , Facebook , Telegram , and Google News