Between Ripple CEO and Joseph Lubin (ETH) about Buying XRP

Conversations about cryptocurrency often focus on technology, speculation, or ￰0￱ do they reveal the philosophies that drive the industry’s most influential ￰1￱ a recent exchange shared by AllInCrypto (@RealAllinCrypto) on X, Ripple CEO Brad Garlinghouse and Consensys co-founder and CEO Joseph Lubin offered that ￰2￱ dialogue moved from Bitcoin to the role of cash and government policy. However, one moment defined the difference between them as Garlinghouse’s defense of XRP presented it as a practical solution for real financial ￰3￱ Garlinghouse of Ripple $XRP vs Joe Lubin CEO of @Consensys for $ETH , here's what they believe in… ￰4￱ — ALLINCRYPTO (@RealAllinCrypto) October 27, 2025 Diverging Views on Bitcoin and Cash Garlinghouse and Lubin began by addressing the nature of ￰5￱ Garlinghouse described it as “complicated and maybe the future as a store of value ,” Lubin took a more academic stance, calling it “an experiment in monetary theory” and “a breakthrough in emergent collaborative systems.” The exchange captured how each leader views cryptocurrency’s foundation: one from a practical business perspective and the other from a conceptual, technology-driven point of ￰6￱ discussion then turned to the idea of cash and its ￰7￱ asked if cash would change over the next five years, Garlinghouse responded, “I don’t think cash is changing dramatically in the next five years.” Lubin countered that “cash will be valuable still, but it may take on different forms.” This suggests that digital assets, including decentralized cryptocurrencies, could represent that ￰8￱ Garlinghouse, stability and real-world integration appear to take precedence over theoretical ￰9￱ are on X, follow us to connect with us :- @TimesTabloid1 — TimesTabloid (@TimesTabloid1) June 15, 2025 The Case for XRP The conversation grew more pointed when Garlinghouse was prompted to complete the sentence, “You should invest in XRP because…” Without hesitation, he said, “We’re solving a multi-trillion dollar problem and we’re making a lot of progress towards that.” His statement captured Ripple’s long-standing argument that XRP is not merely a speculative asset but a utility-driven solution designed to improve global financial ￰10￱ focus, as Garlinghouse has consistently emphasized, is on efficiency, speed, and cost-effectiveness in cross-border payments, areas where traditional financial systems continue to ￰11￱ declined to engage with the investment prompt, saying, “Not even going to answer that.” His avoidance reflected Ethereum’s different orientation as a platform for decentralized applications rather than a product aimed directly at institutional financial ￰12￱ the end of the video, Garlinghouse dismissed ICOs as “fraud,” contrasting Lubin’s view of them as ￰13￱ also urged governments to embrace cryptocurrencies for efficiency and said his focus remains “keeping the Ripple momentum going.” Disclaimer : This content is meant to inform and should not be considered financial ￰14￱ views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s ￰15￱ are advised to conduct thorough research before making any investment ￰16￱ action taken by the reader is strictly at their own ￰17￱ Tabloid is not responsible for any financial ￰18￱ us on X , Facebook , Telegram , and Google News