Despite XRP’s 10x Lead, LINK Is The Real Banking Coin, Analyst Says

A crypto expert set off a fresh debate by arguing that Chainlink — not XRP — should wear the “banking coin” ￰0￱ short tweet on Wednesday got people talking and digging into the numbers behind both ￰1￱ Claims Chainlink Is Banking Coin According to Quinten, a top analyst and host at Coin Compass, Chainlink is better suited to work with banks than ￰2￱ Reading: Could Pi Network Land On Coinbase? Hackathon Winner Thinks So Quinten also admitted that XRP is 10 times larger than Chainlink, a gap he says could narrow if LINK wins more institutional ￰3￱ on tracker figures, XRP currently trades around $3 with a market cap of a little over $178 billion, while Chainlink trades near $24 and sits at over $16 billion.

XRP’s Role In Payments XRP’s case has long been tied to cross-border payments. Ripple’s tools let big banks move money on-chain in ways that aim to cut costs and speed up settlement. $XRP is 10 times bigger than $LINK Meanwhile Chainlink is the real banking coin $250 $LINK is the base case — Quinten | ￰4￱ (@QuintenFrancois) August 27, 2025 Some supporters say XRP could become central as traditional firms move toward blockchain settlement and even challenge systems like ￰5￱ view helps explain why XRP has a much bigger market value ￰6￱ With Institutions Reports have disclosed that Chainlink has links with several major ￰7￱ point to connections with SWIFT and partnerships with Mastercard, the DTCC, and some central ￰8￱ ties are used to strengthen the contention that Chainlink can plug into the financial system in ways that go beyond payments, such as providing data, price feeds, and settlement information that banks ￰9￱ Targets And Forecasts Quinten put a base target on LINK of $250, arguing that a move like that would make Chainlink more comparable to XRP’s ￰10￱ based that view on what he sees as stronger institutional ￰11￱ commentators ￰12￱ Fencer, for example, predicted a price band of $250 to $400 for Chainlink by the end of Q4 ￰13￱ Q4 2025 targets:$BTC: $215K – $230K$ETH: $9K – $12K$BNB: $2.8K – $3.3K$SOL: $800 – $900$XRP: $8.5 – $9$DOGE: $1 – $2.5$LINK: $250 – $400$ENA: $2 – $3$PENGU: $0.7 – $1#FARTCOIN: $4.5 – $6.5 If this looks crazy to you, You’re a fool — Rekt Fencer (@rektfencer) August 19, 2025 At the same time, Rekt Fencer projects XRP could reach between $8.50 and $9 in the same ￰14￱ are bold ￰15￱ rest on adoption and partnership wins that have not yet been locked ￰16￱ Reading: Finance News Giant Outlines Where XRP Could Be In 2026 And Beyond Community Pushback And What To Watch Reactions in online forums were ￰17￱ users say Quinten is just talking up XRP to get ￰18￱ took a calmer view, saying both chains could have their ￰19￱ Price Looking Up Meanwhile, Chainlink is showing signs of steady strength, with forecasts pointing to a 7.53% rise that could lift the token to $26.12 by September 28, 2025, data from Coincodex ￰20￱ indicators lean bullish, though the Fear & Greed Index sits at a neutral 50, suggesting balanced ￰21￱ has logged 16 green days out of the past 30, with volatility at 16.19%, signaling active but sometimes sharp price ￰22￱ image from Unsplash, chart from TradingView